" The Mortgage Loan Finders"
Loan Programs
· FHA LOANS = Fixed, Arms or Streamlines (tough loans)
· VA LOANS = Fixed, Arms or Streamlines (tough loans)
· CONVENTIONAL and JUMBO LOANS
· Full Documentation
95% LTV 620 score
80/10/10 or 80/15/5
Mortgage Insurance in the Rate
100 to 107% Loans
No Mortgage Insurance Loans
100% Financing with a 4% GRANT
12 to 24 Month Bank Statements for Income
· Stated Documentation
80/20 Self Employee= Business License
No Ratio
No Asset
No Income
· No Documentation
No Ratio
No Asset
No Income
No Job Verification
· SUB PRIME LOANS (B, C, D)
100% Single Lien 600 Fico Score, 55% Debt Ratio, up to $875,000, No MI or Escrows required, No termite or Home Inspections required.
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80/20 No MI, No Reserves, No Impounds
Mid Score: 680 to $875K
640 to $750K
620 to $625K
600 to $400K
100% No Bankruptcy Seasoning!
1 Day seasoning to 100% financing!
Mid Score: 600 to 100%
580 to 90%
560 to 85%
540 to 80%
Bank Statements (works great for self employed or 1099 borrowers)
12 months to 100%@ 640+ score
(1year self employed ok)
12 months to 100%@ 600 to 639 score
(2 year self employed ok)
12 months to 90%@ 580+ score
FHA Turndowns!!!
Credit Score: 600 to 100%
580 to 90%
560 to 85%
540 to 80%
No VOR and/or cancelled rent checks, No seasoning on discharged bankruptcy, Seller 6%, No asset, No escrows, No MI, No reserves.
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