I am certain realtors have many responsbilities to their clients, some more important than others. Since I am in the field of insurance I find it fascinating that many new home purchasers come to me looking for homeowner insurance yet barely no the basic details of their home. Whether representing the buyer or seller I would think that you shoud be doing all you can to get your client to a succesful closing. Since a home purchase, that is being financed, cannot be completed without homeowner insurance here are a few ways to make it easier for your buyer or the buyer of your sellers home:
1. Make sure they have a copy of the listing or the e-mail link available. This will have basic information that is needed to determine a rebuilding cost. NOTE-home insurance covers the home not the mortgage. In a mortgage statement it states insurance must be in the amount of replacement cost of the home or the mortgage amount, whatever is less.
2. Encourage them to have it done early, in most cases a closing date is not set until insurance is in place
3. Have them call a good agent, that would be me. Bill Van Jura 845-471-6500 ext 53445
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