Home Equity Line Yanked?

I've been reading and hearing about how the home equity lines are being taken away from consumers.  I understand the reason the banks are doing this - basically the banks are going bankrupt. That is horrible news for a lot of people though.  For some, its a line of credit that they rely on.  Many Realtors keep their HELOC for the leaner months. 

I'm interested to know first hand stories of people who may have had this happen to them.  What banks are the main culprits?  How much notice did they give you? Do you think this was done in a fair manner?  Thanks for taking a minute to give me your feedback!!