Mortgage and Lending with 1st Continental Mortgage

Florida FHA LENDERS, Ask For an FHA Loan?



There are lots of reasons to ask about a Florida FHA loan instead of taking a conventional or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many benefits and protections that only come with FHA:

Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to give loans with lower qualifying requirements so its easier for you to qualify.

Less than Perfect Credit - Even if you have had credit problems, such as bankruptcy, its easier for you to qualify for an FHA loan than a conventional loan.

Low Down payment - We have a low 3% down payment, and that money can come from a family member, employer or charitable organization. Other loans don't allow this.

Costs Less - Many times, FHA loans have competitive interest rates because the loans are insured by the Federal Government. Always compare an FHA loan with other loan types.

Help You Keep Your Home - The FHA has been around since 1934 and will continue to be here to protect you when the others walk away. Should you encounter hard-times after buying your home, FHA has many options to help keep you in your home and avoid foreclosure.

There is more to buying your home then the monthly house payment. Why not ask for an FHA loan that will help you buy your house and keep it too? Tell your lender you want an FHA loan for all the reasons above- FHA is a wise choice.



1ST Continental Mortgage is Florida's FHA Mortgage Specialist.  We are approved by HUD to originate FHA Mortgage loans throughout Florida and beyond.

Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387

Florida FHA Mortgage Refinance,  Florida FHA Mortgage Questions, FHA Secure Program Florida

 Florida Home buyer Financing  ,   Florida Mobile Home Loans , Florida Luxury Home Loans

FHA Mortgage Programs Have Many benefits for the Florida Homeowners and Florida Home buyer

•·        Low Down Payment of 3% and 100% financing options available.

•·        95% of Appraised Value Cash-Out Refinance

•·        FHA Streamline Refinance  

•·        NO  Income Maximum Limits

•·        Gift Funds:  3% down payment  can come from FRIEND, FAMILY MEMBER OR NON PROFIT

•·         Seller CAN PAY UP TO 6% OF YOUR CLOSING COST!

•·        Down Payment Assistance  

•·        NO Cash Reserves Required

•·        Gap in Employment OK

•·        Self Employed 1-2 Yrs OK

•·        Permanent Alien OK

•·        NO pre-payment penalty

•·        FHA Secure

Using the FHA home loan to purchase a home to purchase a Florida home is really no different that a conventional loan. There are some additional documentation requirements, but these are actually blown out of proportion to discourage the loss of business by those Lenders who can't actually originate the FHA program and want to push you into a conventional mortgage loan program or Sub-Prime bad credit mortgage.

Refinancing an existing FHA home loan is actually called a streamline refinance. However, streamline only applies to properties in which you are refinancing your home for rate and term improvement only. If taking cash out, our refinancing with an FHA home loan you will have to go through traditional qualifying processes.

Amazingly enough, you can finance mobile home and land with the FHA home loan program. In some instances, you can get up to 97% loan-to-value and much, much, much lower rates than you will get through any other loan program available today!

The reverse mortgage program is designed for Seniors who are wanting either to cash-out their equity in their home, or create a monthly income stream to supplement their income. In both cases, you make NO monthly payments and it's back by the Federal Government!

The FHA 203K Mortgage program is perfect for that "Fixer Upper" house you want to buy. The one that's perfect for you, in the perfect location, but just needs some renovation!

For those can't qualify for the traditional FHA underwriting standards, 1st Continental Mortgage offers our Exclusive FHA Credit Flex program. This program was developed to help qualified applicants in qualified communities to buy today. If your credit has been recently beat up, this FHA home loan program could be the perfect alternative to those high risk, high default rate sub prime loans.


Proudly Serving These Florida Communities:
Arcadia | Boca Raton | Boynton Beach | Bradenton | Brandon | Cape Coral | Clearwater
Clewiston | Crestview | Daytona Beach | Deerfield Beach | DeLand | Delray Beach | Deltona
Destin | Englewood | Fort Lauderdale | Fort Myers | Fort Pierce | Fort Walton Beach
Gainesville | Hollywood | Homosassa Springs | Jacksonville | Key West | Kissimmee | Lake City
Lakeland | Lynn Haven | Marathon | Marco Island | Melbourne | Miami | Miami Beach | Naples
North Fort Myers | North Miami Beach | Ocala | Okeechobee | Orlando | Ormond Beach
Osprey | Palatka | Palm Bay | Palm Coast | Panama City | Pensacola | Pompano Beach
Port St. Lucie | Punta Gorda | Saint Augustine | Santa Rosa County | Sarasota | Sebastian
Sebring | Spring Hill | St. Petersburg | Tallahassee | Tampa | The Villages County | Titusville
Venice | Vero Beach | Wauchula | Wesley Chapel | West Palm Beach | Winter Park

Proudly Serving These Florida Counties:
Marion | Sumter | Lake | Seminole | Orange | Osceola | Polk | Hardee | Highlands | Volusia
Brevard | Indian River | Okeechobee | St. Lucie | Citrus | Hernando | Pasco | Pinellas
Hillsborough | Manatee | Sarasota | DeSoto | Gadsden | Leon | Wakulla | Jefferson | Madison
Taylor | Hamilton | Suwannee | Lafayette | Dixie | Columbia | Union | Bradford | Gilchrist
Alachua | Levy | Baker | Nassau | Duval | Clay | St Johns | Putnam | Flagler | Escambia
Santa Rosa | Okaloosa | Walton | Holmes | Washington | Bay | Jackson | Calhoun | Liberty
Gulf | Franklin | Martin | Palm Beach | Broward | Miami-Dade | Monroe | Charlotte
Glades | Lee | Hendry | Collier

Comments (4)

Dwayne West
Atlanta Real Estate - Canton, GA
Canton Georgia Real Estate
Congratulations on Joining Active Rain. I wish you the best of luck in your time here on AR. There is alot to learn here. 
Mar 09, 2008 02:02 PM
The Trumm Team Omaha Homes for Sale, Real Estate
Keller Williams Greater Omaha - Omaha, NE

Welcome to ActiveRain!

If you would like a few tips on getting the most out of ActiveRain, please visit my blog Welcome to Active Rain.  It has a few simple steps of what to do now that you have joined.

If you ever have any questions, just let me know.

Troy Trumm
Mar 10, 2008 02:12 AM
Dorene Shirley
The Mortgage & Property Connection - Campbell, CA
Silicon Valley Real Estate
Thomas - Welcome to the Rain, make sure that you browse the site and become familiar with everything this site has to offer.  The more you browse the more you will learn.  I have found this site to be really helpful to me.  If you have any questions, please don't hesitate to email me, I will do whatever I can to help you.   Keep Posting!


Mar 10, 2008 02:26 AM
Russel Ray, San Diego Business & Marketing Consultant & Photographer
Russel Ray - San Diego State University, CA

Hey, Thomas.

Hope all is well with you and yours, and that you'll rejoin us for all the fun over here Playing in the Rain.

Feb 27, 2009 12:30 PM