You go to a bank and tell them you need a loan to buy a car. What's the first thing they want to do? That's right! They pull your credit report. Why do they do that? The answer most people give here, if the bank doesn't know you personally, is "to see if you qualify for the loan".
You may be surprised to learn that this isn't the real reason because almost everyone can qualify for some type of a car loan. The main reason is to find out your credit score.
Your credit score determines where the interest rate for your car loan will be. If you have a high credit score you will have a low interest rate and vice versa.
Therefore, it is in everyone's best interest to improve your credit score to the highest possible level. So you go to the internet and type in to Google the phrase how to improve my credit score, right?
Wrong! The websites you will find will want your money, and a lot of it, to do things that you can do all by yourself with some free guidance.
While a Realtor should always be consulted to help you with your real estate needs, some Realtors know how to help you qualify for better interest rates by improving your credit score.
I am one such Realtor who doesn't just want you to buy a house but one who cares enough about you to help you get the best deal when it comes to a loan for that house. To sign up for a FREE, private class to raise your credit score by as much as 100 points, call me at 785-393-2274. There is no obligation to buy a house from me afterwards.
Don't wait until you want to buy a car or buy a new house. Do it now. Take control of your own credit score. Raise it to new heights and then be able to save money on re-financing and on new loans in the future. I offer this class in two formats. One format is with a lender who will pull your credit report and score for you and will co-teach the class with me. The other format is where I just teach you the steps and you go to your own bank and ask them for your credit report and then follow the steps I teach you.
You will have handouts with specific steps of what you need to do. You can email me after the class for any questions that come up along the way.
The people I have helped have been impressed with the huge jump in their credit score within days of putting the techniques into practice.
Now, you're probably asking, "Aren't you even going to give me one tip right here in this blog that will help improve my credit score?"
Sorry, no. You will need to schedule your appointment for the class.
Thanks!
Rob Lang, ABR, ePro, GRI Realtor®
Realty Executives, Hedges Real Estate
300 Rockfence Pl, Lawrence, KS 66049
785-393-2274 (cell) 785-542-1661 (fax)
rob@LetRobDoIt.com http://www.ihaveaddresses.com/
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