VA Mortgage Loans in Alamosa County CO and 100% Alamosa County CO VA Loans - the best loan program in Colorado!
VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the great features of this fantastic program:
- Zero Down Payment, 100% financing.
- No monthly mortgage insurance added to your payment.
- Compared to other types of mortgage loans, easier credit-qualifying requirements.
- Low fixed mortgage rates result in a low monthly payment.
How do you know if you qualify for a VA Mortgage Loan in Alamosa County CO? The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An approved Colorado VA loan lender can order your COE for you, or you can contact the VA to obtain a copy.
If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. Here is a link to our fast and easy pre-approval form: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
To get pre-approved your credit will be checked and basic supporting documentation like bank statements and W2s are required. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing!
Your lender can help you with ways to finance the closing costs if you don't have money available for closing. Learn more about your VA Home Loan benefits by visiting the Denver Regional VA Office Website: http://www.benefits.va.gov/denver/
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans.
We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Alamosa County Colorado for over 12 years and would be honored to answer any questions you may have.
It doesn't cost a penny to call! Call RJ Baxter at 303-670-0137or visit our va website at http://www.ecoloradovaloan.com.