VA Mortgage Loans in Archuleta County CO and 100% Archuleta County CO VA Loans - the best loan program in Colorado!
VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the great features of this fantastic program:
- Up to 100% financing, with no down required.
- No monthly mortgage insurance.
- Easier credit qualifying compared to other types of mortgage loans.
- VA Mortgage Rates are low compared to other types of home loans.
So how do you qualify for a VA Mortgage Loan in Archuleta County Colorado? First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Colorado VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy.
If discharged, you will need your DD214. The next step is to obtain pre-approval with an experienced Colorado VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs.
You can find our pre-approval form here: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
To get pre-approved your credit will be checked and basic supporting documentation like bank statements and W2s are required. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing!
Your lender can help you with ways to finance the closing costs if you don't have money available for closing. You can find out more about your VA Home Loan benefits by visiting the Denver Regional VA Office Website or in person: http://www.benefits.va.gov/denver/
It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Archuleta County Colorado for over 12 years and would be honored to answer any questions you may have.
It doesn't cost a penny to call! Call RJ Baxter at 303-670-0137 or visit our va website at http://www.ecoloradovaloan.com.
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