Aubrey Texas USDA Loan l USDA Loans in Aubrey TX

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Mortgage and Lending NMLS # 243437

Buying a Texas Home? Interested in 100% financing? 

 

 Check out the USDA Loan program in Aubrey Texas, a smart choice for your home financing. 

 

 Features for the Aubrey Texas USDA Loan program in are as follows: 

 

 - Zero down payment- 100% financing is available. The loan can even be structured so that you have no out of pocket expense, no closing costs due at closing! 

 

 - Interest rates are still low compared to other loan programs- Aubrey Texas USDA Rate Quote 

 

 - Monthly mortgage insurance is very low compared to other programs- just .4% of the loan amount per year as of July 2013. 

 

 

 Aubrey Texas USDA Loan USDA Home Loan Eligibility 

 

 So you may be wondering “Do I qualify?”  Here are a few basic qualifying standards and will help you determine your USDA Home Loan Eligibility in Aubrey Texas: 

 

 - Minimum credit score 640 

 

 - Primary residence properties only. 

 

 - You must check to see if the home is in a USDA eligible area. You can check if your area is eligible by visiting the USDA website.  Here is the site:  http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp If your property is in an eligible area, you can likely use a USDA loan to purchase your new home! 

 

 - Income limits apply. When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old,  – To see if you fall under the limits, just give us a call 303-670-0137. 

 

 Finding a lender that provides “in-house” USDA home loan programs is a critical step in ensuring a smooth and on-time loan process and closing. To ensure you are meeting your contract deadlines, and with the complexity and unique aspects of USDA mortgages, in-house underwriting and funding is essential. LeaderOne is an in-house USDA lender. 

 

 For more information on getting a USDA loan in Aubrey Texas, please contact Joy Bates, at 817-860-3232, email: joybates@leader1.com, or visit http://legacyfinancial.com

 

 *** note that Aubrey Texas USDA Loans are not designed for agricultural properties. Rural housing only. 

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437

817-860-3232

Email Us 

Google+

1205 West Abram St. 

Arlington, TX 76013

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