USDA Loans in Conejos County Colorado- 100% Mortgage Loan Financing

Mortgage and Lending with Fairway Independent Mortgage Corporation NMLS #395819, FIMC #2289

100% financing with Conejos County Home Mortgage Loans and Conejos County CO USDA loans.

USDA mortgage Loans in Conejos County CO are can help you with your home buying needs, and can be an excellent choice. There is an amazing 0% down payment option for you to take advantage of if you are buying a home in Conejos County or the surrounding areas. Read more below:

-Interest Rates on this program are still competitive compared to both FHA and Conventional Loans. The best features of the USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. There is 100% financing available with a very small monthly mortgage insurance payment compared to other types of loans (consists of about .30% of loan amount per year).

Compare your low MI (Mortgage Insurance) to other loan programs that aren't as low. There are many differences when qualifying for a USDA loan. These are: Most of the State of Colorado qualifies for USDA loans however, some geographical areas do not. Check at the following website to see if your home qualifies for the program, simply plug in your address:

If your property is in an eligible area, you can use a USDA loan to purchase the new home. You can use a series of credits that are afforded for child care and dependents under 18 years of age as you calculate the family's "qualifying income." An important part is to find a lender that provides "in-house" USDA home loan programs.

Another program that fits well with the USDA rural housing program is the Colorado Home Buyer Tax Credit which will save you an additional (on average) over $100 per month off your mortgage interest.

For more information on getting a USDA loan, please contact RJ Baxter, NMLS #395819 at 303-670-0137,

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RJ Baxter- Branch Manager, Educator, Speaker, Mountain Biker, Broncos Fan, Snowboard Shredder, Father of Two Crazy Kids

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303-670-0137 (direct)

165 S. Union Blvd, Suite 400

Lakewood, CO 80228

NMLS #395819, FIMC NMLS #2289

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