2 down, 1 to go!

Mortgage and Lending with Bay Equity, LLC 770-634-4021 NMLS #206275 GA 25689


2 down, 1 to go!  No I am not talking about a football game.  I am talking about the fact that today is September 1, 2013.  It means that two-thirds of the year is over, done, complete.  It also means that summer has come to an end.  Most students have returned to school.  The days are getting shorter and before long we will be celebrating holidays like Halloween, Thanksgiving and Christmas.

Now is a good time to take another look at this year's progress and make adjustments before we enter the last quarter of the year.  

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Kathy Sheehan Senior Loan Officer






Bay Equity LLC

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11475 Great Oaks Way, Suite 350, Alpharetta, GA 30002

800.BAY.3703 Bay Equity LLC NMLS ID#76988



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The opinions and general information in this blog are soley those of Kathy Sheehan.  Specifics regarding an individual case should be discussed in detail with a loan professional.  For a confidential consultation, please feel free to contact me via phone or email.  All terms and conditions are subject to change.



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Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

I'm looking forward the 4th quarter . . . should have a few good touch downs from now until the end of the year.  1st and 2nd quarters were slow for me (since I was sick for 8 weeks with pneumonia -- not fun!)

Sep 03, 2013 12:44 PM #1
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

Kathy, The year is flying by. I have gotten so much done but so much more to be done on this year's plan. Some things may have to roll over to next year.

Sep 03, 2013 01:40 PM #2
Richard Weisser
Richard Weisser Realty - Newnan, GA
Richard Weisser Retired Real Estate Professional


Oh wow, 2/3 of 2013 is gone and now it's time to start planning for 2014. This year is flying by.

Sep 03, 2013 01:46 PM #3
Lisa Friedman
Great American Dream Realty - Essex, VT
30 Years of Real Estate Experience!

Kathy, this is a great reminder for all to review and update our marketing plans and goals.

Sep 03, 2013 02:54 PM #4
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Great points, Kathy.  We are actually ahead of schedule and hoping this trend continues. 

Sep 03, 2013 07:13 PM #5
Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

Carla, nice to hear you are back on track!

Debbie, I am with you!

Richard, I was thinking the same thing.... especially when I saw Halloweed decorations at the store last week.

Lisa, you have to stay focused.

Debbie, YAHOO!!!

Sep 03, 2013 10:54 PM #6
Sharon Tara
Sharon Tara Transformations - Portsmouth, NH
New Hampshire Home Stager

It just flew by....I can't believe the year is almost gone.  I love Fall and hope to slow things down a bit enough to really enjoy it!

Sep 03, 2013 11:26 PM #7
Suzanne Otto
Six Twenty Designs - Lansdale, PA
Your Montgomery County PA home stager

It seems this year is going by way too fast! But I'm looking forward to what 2014 brings.

Sep 03, 2013 11:59 PM #8
Rebecca Gaujot, Realtor®
Vision Quest Realty - Lewisburg, WV
Lewisburg WV, the go to agent for all real estate
Kathy, Fall is definitely here..as our evenings are now in the 50s. I do love the Fall and enjoy the changing colors of the trees.
Sep 04, 2013 12:45 AM #9
Robert Bob Gilbert
Berkshire Hathaway HomeServices Anderson Properties - Katy, TX
Your Katy TX ( West of Houston) Real Estate Expert

Kathy, No question this year is flying by and the days left in the year are growing short in number. I just wish we would get some rain and cool off some as it is oppressive here today once again. 

Sep 04, 2013 07:52 AM #10
Lloyd Binen
Certified Realty Services - Saratoga, CA
Silicon Valley Realtor since 1976; 408-373-4411

Kathy- good reminder the year is coming to a close.  Listing leads today will be income in 2014.  And Q3 estimated taxes are due in 10 days.

Sep 05, 2013 10:02 AM #11
Marco Giancola
Beachfront Realty - Miami Beach, FL
Realtor (305)608-1922, Miami Beach Florida

Morning Kathy-so hard to believe 2/3's os over already-the time just keeps speeding up and I am not ready for 2014 yet!

Sep 05, 2013 08:12 PM #12
Joni Bailey
101 Main St. Realty - Huntsville, TX
Your Huntsville / Lake Livingston Area REALTOR®

Girl! Christmas will be here before we know it. Oh my! I don't even want to think about it. I want summer to go on a litle while longer!!

Sep 05, 2013 11:53 PM #13
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

I work very hard to not get ahead of myself. All of my goals have the year have to do with the amount of referrals I give out throughout the year, this always keeps me on track.

Make it a great weekend!

Sep 06, 2013 01:45 AM #14
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I can not believe 2/3 of the year is over. Where did it go? Have a great Saturday

Sep 06, 2013 11:18 PM #15
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Kathy, the summer sure went by quickly, but the market was still in a frenzy.   Things have changed, and so does your marketing plan.   Good advice.

Sep 08, 2013 12:19 AM #16
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Kathy Sheehan

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