Would you like a 100% financing loan? Check out the USDA Loan program in Dolores County Colorado, a smart choice for your home financing.
The Dolores County Colorado USDA Loan program has the following highlights:
- 100% financing, zero down loan program. possible to get into your home with nothing out of your pocket including closing costs!
- Low interest rates compared to other loan programs
- Dolores County Colorado USDA Rate Quote
- Low monthly mortgage insurance, just .4% of the loan amount per year as of July 2013.
- Use the Colorado Home Buyer Tax Credit for additional savings- on average over $100/mo off mortgage interest.
Very few lenders offer the tax credit, so we are lucky to be able to help you with it! Call for details 303-670-0137! USDA Loan Eligibility Dolores County Colorado So you may be wondering Do I qualify?
Here are a few basic qualifying standards and will help you determine your USDA Loan Eligibility in Dolores County CO:
- Minimum credit score 640
- Must live in the home as your primary residence.
- You must check to see if the home is in a USDA eligible area.
Check the home by visiting the USDA website. Visit this site and plug in your address or town: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp
If you are in an eligible area, the home qualifies to use a USDA loan to purchase your new home!
- Income limits apply. When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old.
To see if you fall under the limits, just give us a call 303-670-0137. When looking for a lender it's very important to find a lender who provides -house USDA home loan programs. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines.
LeaderOne is an in-house USDA lender. For more information on Dolores County Colorado USDA Loans, please contact RJ Baxter, NMLS #395819 at 303-670-0137, http://www.cohomesandloans.com, or teambaxter@leader1.com.
*** note that Dolores County Colorado USDA Loans are not designed for agricultural properties. Owner-occupied rural housing only.
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