USDA Home Loan Elbert County Colorado

USDA Loan Rates Looking to buy a Home in Colorado? Interested in 100% financing?

The USDA Home Loan program can be a great choice for your Elbert County Colorado home buying needs. Features for the Colorado USDA Loan program in Elbert County CO are as follows:

- Zero down payment

- 100% financing is available. It's possible to get into your home with nothing out of your pocket including closing costs!

- Low interest rates compared to other loan programs

- Elbert County Colorado USDA Rate Quote - Low monthly mortgage insurance, just .4% of the loan amount per year as of July 2013.

- Can utilize the Colorado Home Buyer Tax Credit with a USDA loan, which will save you an additional thousands of dollars.

Most lenders can't get you the tax credit but that is our specialty! Call for details 303-670-0137!

Elbert County Colorado USDA Home Loan Eligibility So how do you qualify for a USDA home loan?

Here are a few points to consider which will help you to determine your Elbert County Colorado USDA Loan Eligibility:

- 640 Min Credit Score

- Owner-occupied properties only.

- The property must be located in an eligible area.

Visit the USDA website to check your home. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

If in an eligible area, USDA loan financing is available to purchase your new home! - Income limits apply.A series of credits can be used for child care and dependents under 18 years old, when calculating the family qualifying income.

 To see if you fall under the limits, just give us a call 303-670-0137. Finding a lender that provides in-house USDA home loan programs is a critical step in ensuring a smooth and on-time loan process and closing. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender.

For more information on Elbert County Colorado USDA Loans, please contact RJ Baxter, NMLS #395819 at 303-670-0137, http://www.cohomesandloans.com, or teambaxter@leader1.com.

*** note that Elbert County Colorado USDA Loans are not designed for agricultural properties. Rural housing only.