USDA Mortgage Loan Rates in Lucas TX l Lucas Texas USDA Loans

By
Mortgage and Lending with CrossCountry Mortgage NMLS # 243437

Find out today's USDA Rates in Lucas TX - Your path to 100% mortgage loan financing. 

 

 One of the best mortgage loan financing options available today, the USDA Rural Guaranty loan program in Lucas TX and surrounding areas offers low rates and payments for home buyers. Low monthly mortgage insurance, 100% financing, and competitive rates will lead to a low monthly payment on your new Texas home loan. 

 

 Free USDA Mortgage Loan Rates in Lucas TX Quote 

 

 Here are the highlights of the USDA Rural Housing program: 

 

 - Property must be located in a small town or rural area. You can check the eligibility of your home at the USDA eligibility website, just input your home address: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011 

 

 - 100% financing is still available.  No down payment! 

 

 - Household income limits do apply. 

 

 - Make-sense underwriting standards. Call to find out if your credit will qualify. 

 

 - Fixed 30 year terms and low USDA home loan rates. 

 

 - Monthly mortgage insurance is .30% of loan amount per year as of July 2013. 

 

 USDA offers a series of credits that can help you qualify. You can qualify for the credits if you have to pay child care or have any dependents under 18 years of age. 

 

 It is also very important to work with a lender who provides "in house" USDA underwriting and funding. There are many aspects of USDA loans that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing. 

 

 To obtain more information about USDA Mortgage Loan Rates in Lucas TX or to find out your Lucas Texas USDA Loans, please contact Joy Bates at 817-860-3232 or visit http://legacyfinancial.com.

Joy can also be reached via email: joybates@leader1.com. 

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437

817-860-3232

1205 West Abram St. 

Arlington, TX 76013

Comments (2)

Susan Jacobsen
The Alliance Group Realty - Hilton Head Island, SC
20 Years Providing WOW Real Estate Service

Chad - this is one of those that I'm glad to hear it but nervous at the same time! In the last 2 years our area just started to even be eligible for the USDA loans and they have been really good. As for the 100% financing, I'm thinking I'll continue to send folks to you guys - or obviously lenders around here - so that they can do the assessment!

Sep 06, 2013 06:37 AM
The Legacy Group
CrossCountry Mortgage - Arlington, TX
The LegacyGroup of CrossCountry Mortgage

Thanks, Susan!  Let me know if you need a referral to someone in the Low Country - we LOVE the Low Country and have lots of friends who are lenders there that are top notch- as well as lots of family in the Charleston and surrounding area!

Sep 06, 2013 06:44 AM