Find out today's USDA Rates in Lucas TX - Your path to 100% mortgage loan financing.
One of the best mortgage loan financing options available today, the USDA Rural Guaranty loan program in Lucas TX and surrounding areas offers low rates and payments for home buyers. Low monthly mortgage insurance, 100% financing, and competitive rates will lead to a low monthly payment on your new Texas home loan.
Free USDA Mortgage Loan Rates in Lucas TX Quote
Here are the highlights of the USDA Rural Housing program:
- Property must be located in a small town or rural area. You can check the eligibility of your home at the USDA eligibility website, just input your home address: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011
- 100% financing is still available. No down payment!
- Household income limits do apply.
- Make-sense underwriting standards. Call to find out if your credit will qualify.
- Fixed 30 year terms and low USDA home loan rates.
- Monthly mortgage insurance is .30% of loan amount per year as of July 2013.
USDA offers a series of credits that can help you qualify. You can qualify for the credits if you have to pay child care or have any dependents under 18 years of age.
It is also very important to work with a lender who provides "in house" USDA underwriting and funding. There are many aspects of USDA loans that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing.
To obtain more information about USDA Mortgage Loan Rates in Lucas TX or to find out your Lucas Texas USDA Loans, please contact Joy Bates at 817-860-3232 or visit http://legacyfinancial.com.
Joy can also be reached via email: firstname.lastname@example.org.