VA Mortgage Loans in Conejos County CO and 100% VA Loans - the best loan program in the country!
Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.
Here are some of the highlights of this incredible program:
- 100% financing, no down payment required.
-Monthly mortgage insurance is not tacked on to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
So how do you qualify for a VA Mortgage Loan in Conejos County Colorado?
You must first verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. You can work with an approved Colorado VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy.
If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender. It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs. Get pre-approved here: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction.
Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing. Learn more about your VA Home Loan benefits by visiting the Denver Regional VA Office Website: http://www.benefits.va.gov/denver/
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Conejos County Colorado and 100% VA Mortgage Loans and would be happy to answer any questions you may have.
It doesn't cost a penny to call! Call RJ Baxter at 303-670-0137 or visit our va website at http://www.ecoloradovaloan.com.