How do I get a "Sewer Lateral Waiver" for EBMUD for 203k projects

Home Inspector with, covering the USA S0289

How do I get a "Sewer Lateral Waiver" for the refundable security deposit EBMUD

East Bay Municipal Utilities District (EBMUD) need a copy of these three pieces of the puzzle signed by the parties involved in your email requesting them provide the waiver;


1) Borrower's acknowledgment 


2) Homeowner/Contractor agreement, and


3) Specification of repair that states clearly "Sewer Lateral - Provide/install to replace the sewer lateral from the house to the hook up at the street - [NOTE: this work must be the first work started on this project and must be included in the first draw inspection permits requirement and request. The first draw request will not be processed unless and until the sewer lateral permit has been pulled to prove this work has been started and draw 2 must show this work replaced and signed off. or it won't be processed.]"


EBMUD has been very good about working with us using this format for renovation loans. Otherwise they required a $4,500 refundable deposit which they hold until the work is completed. The work must be completed within six months of COE. Please also understand that it is approved on a case by case basis and not just a slam dunk.


*** IMPORTANT NOTE *** HUD requires septic and well work to be the first work completed on a 203k project - don't wait to get it done while doing other work or the lender doesn't have to release those funds until the septic or well work has been completed. It is not clearly addressed how this affect sewer repair so don't be caught off guard, get this work completed first to be safe.


Feel free to contact me for the correct email address to send this information and I'll be happy to send it to you.

Posted by

Mike Young, 203k Team Leader    Mike ready for your 203k order

To learn more about the FHA 203k loan program go to www.203kOnLine.comWhat is your fee? 

Got a 203k project giving you "fits" contact If you are looking for quality 203k software for consultants to speed up the underwriting process..

Skype name: the203kconsultant

877-207-6565  state your name when asked please, it is dialing me at the same time.

following Mike Young on Twitter Facebook You Tube MY 203k Team bug

Comments (2)

Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Mike, Yet another reason why people need to hire you as a consultant. Most buyers, agents and contractors likely don’t know this.  They find out too late.  

Sep 10, 2013 12:50 AM
Mike Young, covering the USA - Las Vegas, NV
FHA 203k Consultant 916-758-1809

You are so kind Kathleen

Jun 13, 2014 02:42 PM