USDA Home Loan Garfield County Colorado

USDA Loan Rates Looking to buy a Home in  Garfield County Colorado? 100% financing sound good?

The Garfield County Colorado USDA Mortgage Loan program is an excellent choice for your home buying needs. Here are some of the features of the Garfield County Colorado USDA Loan program:

- 100% financing, zero down loan program. You can get into a home with literally nothing out of your pocket, including loan closing costs!

- Mortgage rates are low on the USDA program which comparing to other types of financing

- Garfield County CO USDA Rate Quote

- Monthly mortgage insurance is very low compared to other programs

- just .4% of the loan amount per year as of July 2013

- Use the Colorado Home Buyer Tax Credit for additional savings

- on average over $100/mo off mortgage interest.

We are one of only a few lenders who can offer the tax credit!

Call for details 303-670-0137! USDA Loan Eligibility Garfield County Colorado

So how do you qualify for a USDA home loan? Here are a few points to consider which will help you to determine your Garfield County Colorado USDA Loan Eligibility:

- Minimum credit score 640

- Primary residence properties only.

- The property must be located in an eligible area. Check the home by visiting the USDA website.

Visit this site and plug in your address or town: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

If in an eligible area, USDA loan financing is available to purchase your new home!

- Income limits apply. When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old, Call us at 303-670-0137 and we can help determine if you fall under the limits. Finding a lender that provides in-house USDA home loan programs is a critical step in ensuring a smooth and on-time loan process and closing.

To ensure you are meeting your contract deadlines, and with the complexity and unique aspects of USDA mortgages, in-house underwriting and funding is essential.

LeaderOne is an in-house USDA lender. For more information on getting a USDA loan in Garfield County Colorado, please contact RJ Baxter, NMLS #395819 at 303-670-0137, http://www.cohomesandloans.com, or teambaxter@leader1.com.

*** note that USDA Loans in Garfield County CO are not meant for agricultural properties. Owner-occupied rural housing only.