Grand County Co USDA Loans

100% USDA Home Loans in Grand County - Grand County CO USDA Loan Looking to buy a Home in Colorado?Would you like a 100% financing loan? 

The Grand County Colorado USDA Mortgage Loan program is an excellent choice for your home buying needs. Here are some of the features of the Grand County Colorado USDA Loan program: -

Zero down payment

- 100% financing is available. Its possible to get into your home with nothing out of your pocket including closing costs!

- Low interest rates compared to other loan programs

- Grand County Colorado USDA Rate Quote

- Low monthly mortgage insurance, just .4% of the loan amount per year as of July 2013.

- Use the Colorado Home Buyer Tax Credit for additional savings

- on average over $100/mo off mortgage interest. We are one of only a few lenders who can offer the tax credit! Call for details 303-670-0137! USDA Loan Eligibility Grand County Colorado So how do you qualify for a USDA home loan?

Here are a few points to consider which will help you to determine your Grand County Colorado USDA Loan Eligibility:

- Minimum credit score 640

- Primary residence properties only.

- You must check to see if the home is in a USDA eligible area. Visit the USDA website to check your home. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

If your property is in an eligible area, you can likely use a USDA loan to purchase your new home! -

Income limits apply. Note that there are a series of credits that are applied for child care and dependents under 18 years old, when calculating the family qualifying income.  To see if you fall under the limits, just give us a call 303-670-0137. When looking for a lender it's very important to find a lender who provides in-house USDA home loan programs.

To ensure you are meeting your contract deadlines, and with the complexity and unique aspects of USDA mortgages, in-house underwriting and funding is essential. LeaderOne is an in-house USDA lender.

For more information on getting a USDA loan in Grand County CO, please contact RJ Baxter, NMLS #395819 at 303-670-0137, http://www.cohomesandloans.com, or teambaxter@leader1.com.

*** note that USDA Loans in Grand County CO are not meant for agricultural properties. Rural housing only.