VA Mortgage Loans in Dolores County CO and 100% Dolores County CO VA Loans - the best loan program in Colorado!
VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the highlights of this incredible program:
- Zero Down Payment, 100% financing.
- No monthly mortgage insurance.
- Compared to other types of mortgage loans, easier credit-qualifying requirements.
- Low fixed mortgage rates result in a low monthly payment. So how do you qualify for a VA Mortgage Loan in Dolores County Colorado?
The first step is to verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. An approved Colorado VA loan lender can order your COE for you, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged.
The next step is to obtain pre-approval with an experienced Colorado VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. You can find our pre-approval form here: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing.
You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. Learn more about your VA Home Loan benefits by visiting the Denver Regional VA Office Website: http://www.benefits.va.gov/denver/
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Dolores County Colorado and 100% VA Mortgage Loans and would be happy to answer any questions you may have.
It doesn't cost a penny to call! Call RJ Baxter at 303-670-0137 or visit our va website at http://www.ecoloradovaloan.com.
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