Purchasing a home is the one of the largest investments most people will ever make. A lot of first-time buyers are hesitant to take this major step for a number of reasons. Being prepared is key to determining if you're ready. Iif you have been considering purchasing a home ask yourself the following questions...
Do I have a continuos, reliable source of income?
Do I know my credit score?
Do I check my credit report regularly?
Is my total debt manageble?
Do I have savings to contribute towards the down payment and closing costs?
Can I afford mortgage and other expenses?
Do I have time to care for a house?
Do I have time devoted to buying a home right now?
Do I have money to cover moving expenses?
If you answered "yes" to any of these questions, you are more than likely ready to purchase a home. If you answered "no" it's best to conentrate on improving those areas or tak a homeownership class in your area
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