Work with an Experienced Correspondent Lender on Your Home Purchase

By
Mortgage and Lending with E Mortgage Management NMLS ID # 214834

I am a licensed mortgage loan originator with over 13 years’ experience in the mortgage industry. I specialize in Home Purchases in the State of Florida. I have helped over 1500 families realize their dreams of home ownership, with many repeat and referral clients.

In an ever changing mortgage market it is vital you choose a lender that is knowledgeable of the changing guidelines in the mortgage industry. We make buying a home a smooth and hassle-free process for everyone involved. We're committed to making sure that each client makes an educated decision that meets their financial goals.

We pride ourselves on our service, honesty and integrity. We will make sure you receive the best combination of product, rate, fees and service since we are a full service mortgage lender and mortgage broker.

Below are some of the Loan Products that Bay to Bay Lending Offers

I am a licensed mortgage loan originator with over 13 years’ experience in the mortgage industry. I specialize in Home Purchases in the State of Florida. I have helped over 1500 families realize their dreams of home ownership, with many repeat and referral clients.

In an ever changing mortgage market it is vital you choose a lender that is knowledgeable of the changing guidelines in the mortgage industry. We make buying a home a smooth and hassle-free process for everyone involved. We're committed to making sure that each client makes an educated decision that meets their financial goals.

We pride ourselves on our service, honesty and integrity. We will make sure you receive the best combination of product, rate, fees and service since we are a full service mortgage lender and mortgage broker.

Below are some of the Loan Products that Bay to Bay Lending Offers

• 580 Fico Score on FHA, 600 Fico Score on VA, 620 Fico Score on Conventional Financing. 640 Fico Score on USDA & HomePath. 680 Fico Score for Conventional with PMI & Jumbo Financing
• Purchase a Home 1 Day After BK, Short Sale or Foreclosure with 600 Fico
• 97% Conventional LTV with Lender Paid PMI with a 680 Fico
• Jumbo to 90% LTV with No PMI -- One Loan
• 100% Financing with VA & USDA
• 97% Financing On HomePath with No PMI or Appraisal
• FHA 203K Rehab Loans -- Streamline and Full 203K Loans
• Jumbo Financing up to $3,000,000 with 720 Fico
• HUD Homes with $100.00 Down Payment
• HARP & DU Refi Plus Unlimited LTV
• Cash Out Refinance up to 85% LTV on FHA and up to 100% LTV on VA.
• I Can Close Your Loan in 28 Days or Less, All Programs
• Very Low Lender Fees, Very Competitive Rates and Exceptional Customer Service

Our conventional product line is extensive dealing with primary, second homes & investment properties.

Click on my personal website for more information http://www.mortgagestampa.org or contact me directly at 813-489-5689 to assist you on a mortgage loan prequalification, current rates and guidelines.

 

Jason R Hands
Bay to Bay Lending, LLC
501 S Dakota Avenue, Suite 2
Tampa, FL 33660
813-489-5689 - Office
813-385-1109 - Cell
866-216-6322 - Fax
http://www.mortgagestampa.org 

NMLS Originator ID: 214834 FL # LO562

 

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Jason Hands

Purchase Specialist - www.jasonhands.emmloans.com
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