FHA Loans in Roy Utah

FHA Loans in Roy Utah

Roy, Utah FHA Loans. FHA Loans in Roy, Utah A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Roy, Utah.

If you:

- Imperfect credit.

- Want a low down payment.

- Think you can't qualify for a loan.

- Are a first time home buyer.

Then an FHA Loan is a great option for you! An FHA Loan is not a loan to you from the FHA, rather it is a loan backed by the FHA and granted to you by your lender. This means that, because of the lender has the backing of the FHA, your interest rates and monthly payments may be lower than other options.

For more information about how an FHA Loan works click here: portal.hud.gov.

Qualifying for an FHA Loan is much easier than other home loans. Requirements for an FHA Loan:

- 3% Down Payment.

- Income requirements aren't strict.

- Credit Expectations are reasonable.

Another benefit of an FHA Loan is that it allows lenders to look at mortgages on a case-to-case basis to determine eligibility. People who think they don't qualify for a loan are pleasantly surprised when they are able to get their dream Roy, Utah home thanks to the flexible requirements of an FHA Loan.

Want to see if you're eligible for an FHA Loan? Apply here: http://www.spencerstott.com/apply-now/.

The Spencer Stott Lending Team wants to help you get 100% FHA Loan approval for your Roy, Utah home. We will do whatever we can do get you into your dream home.

Visit our website at www.spencerstott.com to learn more about me and my team.