FHA Loans Layton Utah
FHA Loans in Layton, Utah 100% FHA Loans in Layton, Utah If you're thinking about buying a home in Layton, Utah then a Federal Housing Administration (FHA) Loan may be rightfor you.
- Have less than perfect credit.
- Need to have a low down payment.
- Are worried that you can't qualify for a loan.
- Are a first time home buyer.
Then one of the best options for you is an FHA Loan! The FHA simply backs the loan your local lender offers you. This means your lender can offer you lower monthly payments and interest rates because of the backing of the FHA. For more benefits of an FHA Loan go to: portal.hud.gov.
Qualifying for an FHA Loan is much easier than other home loans. FHA Loan Requirements:
- 3% Down Payment.
- Income Requirements are flexible.
- Credit Expectations are reasonable.
Another benefit of an FHA Loan is that it allows lenders to look at mortgages on a case-to-case basis to determine eligibility. People who think they don't qualify for a loan are pleasantly surprised when they are able to get their dream Layton, Utah home thanks to the flexible requirements of an FHA Loan.
To determine your eligibility for an FHA Loan you can apply here: http://www.spencerstott.com/apply-now/.
My team and I (The Spencer Stott Lending Team) want to help you get approved for an FHA Loan and into your new home. We want to help you on your way to living in your dream home.
Visit our website at www.spencerstott.com to learn more about me and my team.