USDA Home Loan Huerfano County Colorado - USDA Loan Rates

Buying a Home in Colorado? Would you like a 100% financing loan? Check out the USDA Loan program in Huerfano County Colorado, a smart choice for your home financing. 

The Huerfano County Colorado USDA Loan program has the following highlights: - Zero down payment- 100% financing is available.

You can get into a home with literally nothing out of your pocket, including loan closing costs!

- Low interest rates compared to other loan programs

- Huerfano County Colorado USDA Rate Quote

- Monthly mortgage insurance is very low compared to other programs- just .4% of the loan amount per year as of July 2013

 - Can utilize the Colorado Home Buyer Tax Credit with a USDA loan, which will save you an additional thousands of dollars.

We are one of only a few lenders who can offer the tax credit! Call for details 303-670-0137! USDA Loan Eligibility Huerfano County Colorado So you may be wondering

Do I qualify?

Here are a few basic qualifying standards and will help you determine your USDA Loan Eligibility in Huerfano County:

- 640 Min Credit Score

- Owner-occupied properties only.

- You must check to see if the home is in a USDA eligible area.

You can check if your area is eligible by visiting the USDA website. Here is the site: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

If your property is in an eligible area, you can likely use a USDA loan to purchase your new home! - Income limits apply. A series of credits can be used for child care and dependents under 18 years old, when calculating the family qualifying income.

 To see if you fall under the limits, just give us a call 303-670-0137. When looking for a lender it's very important to find a lender who provides in-house USDA home loan programs. With the complexity and unique aspects of USDA mortgages, in-house underwriting and funding can be critical when making sure you meet your contract deadlines.

LeaderOne is an in-house USDA lender. For more information on getting a USDA loan in Huerfano County CO, please contact RJ Baxter, NMLS #395819 at 303-670-0137,http://www.cohomesandloans.com, or teambaxter@leader1.com.

*** Agricultural properties do not qualify for Huerfano County Colorado USDA Loans. Rural housing only.