USDA Loans in Lucas TX l Lucas Texas USDA Home Loans

Mortgage and Lending with CrossCountry Mortgage NMLS # 243437

Buying a Home in Texas? Would you like a 100% financing loan? 


 The USDA Home Loan program can be a great choice for your Lucas TX home buying needs. 


 The Lucas Texas USDA Loan program has the following highlights: 


 - 100% financing, meaning no down payment is required. It’s possible to get into your home with nothing out of your pocket including closing costs! 


 - Interest rates are still low compared to other loan programs- Lucas Texas USDA Rate Quote 


 - Low monthly mortgage insurance, just .4% of the loan amount per year as of July 2013. 



USDA Loans in Lucas TX


 So you may be wondering “Do I qualify?”  Here are a few basic qualifying standards and will help you determine your USDA Loans in Lucas TX


 - credit score must be at 640 or above 


 - Primary residence properties only. 


 - You must check to see if the home is in a USDA eligible area. Check the home by visiting the USDA website.  Visit this site and plug in your address or town: If your property is in an eligible area, you can likely use a USDA loan to purchase your new home! 


 - Income limits apply. When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old,  – Call us at 817-860-3232 and we can help determine if you fall under the limits. 


 An important step in looking for a lender is to find a lender that provides “in-house” USDA home loan programs. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender. 


 For more information on USDA Loans in Lucas TX,  please contact Joy Bates, at 817-860-3232, visit , or email: 

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437


1205 West Abram St. 

Arlington, TX 76013

Comments (1)

Tracy Lee Parker

I love selling homes with the USDA Loan. It is a great product which helps the buyer bring very little to the closing table if the seller helps with some costs too!


Oct 18, 2013 07:50 AM