FHA Mortgage Rates Sandy Utah

Mortgage and Lending NMLS #: 134614

FHA Mortgage Rates Sandy Utah

FHA Mortgage Rates in Sandy, Utah A Federal Housing Administration (or FHA) Loan may be the best choice for you if you're thinking about buying a home in Sandy, Utah.

If you:

- Have less than perfect credit.

- Want a low down payment.

- Are contemplating whether or not you can even qualify for a loan.

- Have never bought a home before.

Then you just might be the perfect candidate for an FHA Loan! Don't get confused. The FHA Loan is not a loan granted to you from the FHA. It's a loan that is simply approved by the FHA. Because the FHA backs this loan, your lender can offer you even lower monthly payments and interest rates.

To determine your eligibility for an FHA Loan and find rates in Sandy you can apply here: http://www.spencerstott.com/apply-now/.

And requirements are much less rigid than other home loans. FHA Loans Require:

- A 3% down payment.

- Income requirements are much less strict under FHA.

- A credit score (you'd be surprised what qualifies).

Rather than having a black-and-white qualification process, FHA Loans allow your lender to look at your unique situations to determine your eligibility. People who think they can't qualify for a loan, haven't tried FHA Loans. Their flexible requirements allow you to fund that Sandy home.

Want to be relaxing on the couch in your beautiful Sandy home? Well, The Spencer Stott Lending Team wants that for you, too. They can help you get approved for an FHA Loan and onto that couch. We want you in your dream home just as much as you do.

For more information about how an FHA Loan works click here: portal.hud.gov.

To learn more about us and how to contact us, please visit our website at www.spencerstott.com

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