Real estate agents who recommend to their clients that they purchase mortgage protection coverage would provide a level of service that customer would really appreciate. This type of consultative selling really separates agents in the field.
Once a couple secures a mortgage, it is important that they protect each other in the event that a loss of life occurs. A mortgage protection policy enables the surviving spouse to continue to maintain the current living environment and avoid making changes at such a difficult time. Especially if there are children in the family, mortgage protection insurance would payoff the mortgage and usually leaves something extra behind in terms of income replacement.
Life insurance premium today are an all-time low. Based on age and health, a man or women could secure a significant amount of coverage for about $50 a month. I recommend that you suggest to your clients that they should consider a plan that mitigates their risk in the event of a death in the family.
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