Hmm... I'm not sure what I think on this one.
Unfortunately, a lot of tenants in commercial buildings that are in flood zones don't purchase flood insurance simply because they can not afford it.
I've read some stat on the FEMA website that said 20% of flood insurance claims are from people that are not in a floodplain. Yet, at the same time, cheap flood insurance not deter people from building in flood plains. If they could get cheap insurance, why would the not build on that gorgeous spot by the lake, river, or ocean?
I'm not convinced that Obama Care is going to drive down the costs of medical care. If anything, I think there is a good chance it will go up due to the limited number of doctors that are available. Supply and demand.....
It is just plain stupid in my opinion.
AS fo the Auto ins. I remember when Minnesota required a minimum coverage. The screaming was heard all over and loud. I never did see my rates go down because the pool increased.