VA loans are often made without any downpayment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage
Bay to Bay Lending is approved for automatic processing and a buyer's loan can be processed and closed by the lender without waiting for VA's mortgage approval of the credit application or for VA to review the appraisal. Bay to Bay Lending is able to use VA recognized automated underwriting systems, such as Loan Prospector and Desktop Underwriter, to facilitate the underwriting process.
FIVE EASY STEPS TO A VA LOAN
1. Apply with Bay to Bay Lending, LLC for the loan by calling 813-842-7999 or e-mailing me at Tony@baytobaylending.com - you can also reach me through my personal web site at www.TampaMortgageHome.com
2. We pull your Certificate of Eligibility
3. Decide on a home to buy and sign a purchase contract
4. We order appraisal and title work
5. Close the loan and move in.
Cash Out Refinance to 100% Loan to Value
NMLS Originator ID: 343112