Perhaps you've been looking for a Lees Summit Home Loan to buy your dream home. Well, google no further - you've found us your local lender in Lees Summit, MO! We've been in the lending business for over 10 years and really want to help you make one of the biggest purchases of your entire life! (geez, that sounded scary, but it's not!)
We actually know quite a bit about home loans and the whole process, in fact, that's one of the things we'd like to do is to teach you everything you need to know about the home loan process so that it can be as stress free and educational. In fact, we've started a whole youtube channel dedicated to teaching you some of the most important points of the home loan process! You can find a link below or you could just click here to learn more about a Lees Summit Home Loan.
We'd also like to let you know which mortgage loans we do, so without further ado here are the home loans that we specialize in:
- VA Mortgage Loans
- The VA Home Loan was developed as a way to say thank you to veterans of the great war coming home and need to find work and not being able to afford a place to live. So, the US govt. decided that they would give veterans and active duty military a home loan that is 100% financed (no down payment,) and no PMI! It's a great deal for those who have served our country!
- USDA Home Loans
- Just as the VA home loan is government backed, so is the USDA loan, also know as the rural development loan. It was established to help populate some of the more rural areas of the United States. As well as being 100% financing and no PMI there are a few additional requirements. The house must be in an eligible location and you must be within the income limits.
- FHA Home Mortgage
- This home loan is great for first time home buyers who may not have the money to pay 20% down payment usually required to purchase a home. This loan only requires 3.5% down, it does have a minimal charge each month for PMI. If you're wanting to move out of your apartment and save the money you're throwing away on rent then the FHA home loan is for you!
- Conventional Loans
- This is your standard home loan when it comes down to it! It requires 20% down and is the bread and butter of the mortgage industry - so if you're selling a house or jut happen to have a lot of extra money this is the way to go!