If your income is too low, can you find ways to earn more income? If your expenses are too high, how can you cut out some of them? If you have credit cards and other consumer debt, how can you pay them off? How will you put aside money and save up FUNDS to buy your home?
If you don't know what your monthly expenses are, then you need to start tracking your expenses. Get a handle on your expenses by keeping receipts for everything you spend and put them into a box or folder. At the end of the month, tally up your expenses. It only takes an hour or two each month to calculate your budget.
Read more in our book, "Buy Your First Home", http://preview.tinyurl.com/cs4724e.
What is great about America? It is the American Dream, of course. It is the idea that we are in control of our own destiny, free from harsh government sanctions as in some other lands. It is the rights and the freedoms that so many other countries do not have. Sometimes we take our basic values for granted, including home ownership, which is a luxury not afforded to residents in some other countries.
Millions of people from all over the world flock to the United States because of the American Dream, and the basic tenet of that aspiration is home ownership. I strongly believe that every family should own their own home, and they can accomplish this dream if they have a guide to follow.
You may have some doubts about whether you can buy a home, or you may be uncertain about how the process works. You may be thinking, "The process is overwhelming. I don't even know where to begin. It's too complicated. Who's going to help me?"
I agree that home buying takes some time, energy, and effort. But the freedom of home ownership is so rewarding, your family will be thrilled and I promise it will be worth your effort. You can do it! All you need is a guide that you can follow, and a quality real estate professional to assist you.
That's why our book is outlined as a guide that you can easily understand. Just start with Step 1 and follow the 9 steps in this book. We will guide you each step of the way. We'll also show you how to hire a dedicated REALTOR® you can trust, so you will receive professional guidance and direction.
Let's get you the best home that your budget can afford. I know that you will follow these steps. So I dedicate this book to you! You have the courage to take action and make your dream of homeownership come true.
