Centerville, Utah FHA Mortgage Requirements

Mortgage and Lending NMLS #: 134614

Centerville, Utah FHA Mortgage RequirementsCenterville, Utah FHA Mortgage Requirements

Buying a home in Centerville, Utah? A good mortgage choice may be a Federal Housing Administration Loan (or FHA). Centerville, Utah FHA Mortgage Requirements can be hard to navigate. To simplify, I went ahead and made a general list of what makes a good candidate for an FHA Home Loan in Centerville. 


Do you fit this criteria?:

- Think your credit score isn't good enough to buy a home.

- Can't afford a steep down payment.

- Think you won't be approved for a mortgage.

- You're looking to buy your first home.


Well, I have good news for you, FHA Loans ease all those worries! Let's clarify, the federal government does not give you this loan. Rather, they back the loan and the lender grants you the loan. Because the FHA backs this loan, your lender can offer you even lower monthly payments and interest rates. To find FHA rates or find out if you qualify for an FHA loan, click here:

Another great thing about FHA Loans, is that their requirements are reasonable.


- Low down payment of only 3%!

- Reasonable Income Expectations.

- Credit Expectations are reasonable.

The uniqueness of FHA Loans allows lenders to look at each case individually to determine eligibility. FHA Loan requirements are surprisingly flexible, which means you can finally get that Centerville home.

Want to stop reading this article and get into your dream home already? Well, The Spencer Stott Lending Team wants that for you, too. They can help you get approved for an FHA Loan and onto that living room couch quickly. That's because we love seeing how happy our home buyers are when we get them into their home.

For more FHA Loan information visit:

Let us be the ones to help you out, visit our website at

Centerville, Utah FHA Mortgage Requirements


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