If you're in the market to upgrade your house or your looking to purchase a house and get out of that apartment and into a beautiful space you can call your own. You've come to the right place. We're here to help you get a Lees Summit Mortgage Loan.
Maybe you're the first time home buyer who is filled with questions about the home loan process and needs some quick and straightforward answers to your mortgage questions! We would reccomend you look at an FHA home loan if you're a first-time homebuyer, because it's lower down payment option (3.5% vs. 20% with conventional). Or perhaps while you've been renting you've been saving lots of money and can afford the 20% down payment and then you'll avoid the small fee for PMI (Premium Mortgage Insurance) that comes along with that particular Lees Summit Mortgage Loan.
If you're an eligible veteran/currently active-duty Military man or woman you could qualify for the VA Home Loan that is 100% financed meaning you don't have a down payment at all! If you're not sure this means check out our blog Closing Costs vs. Down Payments.) This is a great benefit for our Armed Forces folks and as I mentioned before we've got tons of experience in doing these unique loans, we're VA Loan Specialists.
For those of you who may not it's actually easier to get pre-approved first, then begin your housing search - that way you know exactly how much money you can spend on your house and you'll know how much your Lees Summit Mortgage Loan is for. We can't tell you the number of times we've had someone find a house that they adore, but then they find out that they simply cannot afford to live there and have to begin house hunting again (with the idea of their dream house out of their range.) So we reccomend either calling us (816)268-4025 to get pre-approved or visiting our website to do it all online!