USDA Loans Stephenville TX l Stephenville Texas USDA Loans

Mortgage and Lending with CrossCountry Mortgage NMLS # 243437

Buying a Home in Texas? Interested in 100% financing? 


 The USDA Home Loan program can be a great choice for your Stephenville Texas home buying needs. 


 Features for the Texas USDA Loan program in Stephenville TX are as follows: 


 - 100% financing, zero down loan program. The loan can even be structured so that you have no out of pocket expense, no closing costs due at closing! 


 - Mortgage rates are low on the USDA program which comparing to other types of financing- Stephenville TX USDA Rate Quote 


 - Monthly mortgage insurance is very low compared to other programs- just .4% of the loan amount per year as of July 2013. 



 USDA Loan Eligibility for USDA Loans Stephenville TX


 So how do you qualify for a USDA home loan?  Here are a few points to consider which will help you to determine your Stephenville Texas USDA Loan Eligibility: 


 - credit score must be at 640 or above 


 - Must live in the home as your primary residence. 


 - Check to see if the property is in an eligible area. Check the home by visiting the USDA website.  Visit this site and plug in your address or town: If you are in an eligible area, the home qualifies to use a USDA loan to purchase your new home! 


 - Income limits apply. A series of credits can be used for child care and dependents under 18 years old, when calculating the family qualifying income. 


 When looking for a lender it's very important to find a lender who provides “in-house” USDA home loan programs. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender. 


 For more information on Stephenville TX USDA Loans, please contact Joy Bates, 817-860-3232 to see if you fall under the limits. Email Joy: or visit:   


Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437


1205 West Abram St. 

Arlington, TX 76013

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