Say Goodbye to the 3% Down Fannie Mae Products - HomePath Included

Mortgage and Lending with Bay to Bay Lending, LLC NMLS 343112

When Fannie Mae updates its Seller's Guide Friday it is reducing its maximum loan to value on all of its products including the popular HomePath loan.

If you have clients looking at  any of the Fannie Mae 3% down options they must apply, register, and lock their loans prior to Friday.

Fannie is reducing the maximum loan to value to 95% - and any Mortgage Insurance Premiums are included in that 95%.   

There are no changes to FHA (3.5% Down), USDA and VA (Zero Down).


Tony Marra is a Senior Mortgage Banker with Bay to Bay Lending and can be reached at 813-842-7999, or at, or





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