Allow Time to Close on a Home During the Holidays!

Real Estate Agent with Marilyn Boudreaux, Century 21 Bono Realty 0912122870 LA

Allow Time to Close on a Home During the Holidays


The holidays are fast approaching and holiday decorations can already be seen in stores and homes in Southwest Louisiana!    As 2013 draws to a close so is a buyers time frame to close on a  Southwest Louisiana home in 2013!

I have written three contracts in the last two days with Buyers needing to close in mid-December or end of December 2013!!!


If you're have been searching for a  home in Southwest Louisiana  or are currently just going "under contract" there is a possibility to close in 2013.  However, keep in mind that as the holidays approach it becomes a busy time of year and  it is hard for both buyers and   sellers to pack up an entire family and be moved  by Christmas!

moving in

Be prepared to allow time for your Southwest Louisiana  Home Purchase  to close during the holiday season.   Additional time may be required  in order to close on a home during the holidays!  Extensions are not uncommon as we approach the last weeks of December 2013.

 It also becomes the time of year when many people schedule vacation, travel and kids are out of school.   Not only does this apply to  Buyers, Sellers and Realtors, but also appraisers, loan officers and underwriters who may have travel plans or be out of the office!  All of these factors can cause a delay with the closing process so understanding the possibilities of what can occur prepares everyone involved and there are no surprises but rather celebration when the Act of Sale date is met!  Keep your expectations realistic!

Most real estate contracts are written with a 30-45 day time frame to allow for the  Act of Sale. Time has to be allowed for inspections, appraisal and approval the loan from the bank underwriters.  This week, November 18-22,  is possibly the last week that would allow for a 30-45 day time period to close by the end of 2013 year.


In general there is always a rush and push to get the buyers loan underwritten and get a clear to close.  The pressure and rush can build up during the holiday season simply due to holiday office closures and decrease of staff in the office. As the Act of Sale date draws closer, sellers and buyers become impatient and everyone wants to hurry and close so they can be settle before Christmas,   Buyers are dependent upon the approval of underwriting and have to wait until the file is given a stamp of approval before a clear to close is issued.  With the holiday season underwriting can slow down  simply due to holiday schedules with people out of the office, or conditions taking longer to be met.   It is not uncommon for banks and title companies to close Nov 28-29 for Thanksgiving and December 24-25 for Christmas. This year Christmas falls on a Wednesday and many people may schedule vacation the week of Christmas which is Dec 23-27.   With that being said that leaves Dec 30-31  and it is possibly the last days for a closing in the month of December.

 If you have been searching for a Lake Charles LA home in 2013 or on the fence about a home purchase make a decision and, get under contract this week!  You still have a reasonable time to deck the halls of your new home!

holiday house decorated

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For more information on Lake Charles Real Estate, visit my website.  You can search homes for sale in Lake Charles, Louisiana,  and view up to date information on Lake Charles Subdivisions, Neighborhoods

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If you are planning a move to or from the Lake Charles, LA area, I can help!   I am a full time Realtor licensed by the Louisiana Real Estate Commission and am affiliated with:

Century 21 Mike D. Bono & Co.'s

4410 Nelson Road, Lake Charles, LA, 70605 USA

337-478-1578 or 337-499-9592

CENTURY 21® is a registered trademark owned by Century 21 Real Estate LLC. An Equal Opportunity Company. Equal housing Opportunity. Each office is independently owned and operated.  The information contained in this blog is believed to be reliable and while every effort is made to assure that the information is as accurate as possible, the author of this blog, and its comments are not warranted or implied representation of it's accuracy,  All information is copywritten and the property of the Author, Marilyn Boudreaux.  


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Trisha Bush-LeFore
Preferred Properties Land & Homes - Walla Walla, WA
Providing Realtor Services in the Walla Walla Area


Great advice for buyers and sellers during the holidays. Everyone's busy and has extra time off so paperwork tends to take a little longer.

Nov 18, 2013 03:10 AM #1
Kathy Stoltman
Rockwood Realty - Ventura, CA
Ventura County Real Estate Consultant 805-746-1793

Marilyn, it is good advice to allow some time during the holidays. Patience and good planning are in order.

Nov 18, 2013 03:11 AM #2
Doug Rogers
Bayou Properties - Alexandria, LA
Your Alexandria Louisiana Agent

The period from Thanksgiving to 1 January is frustrating business wise. Will I keep working, many of the people we depend on (banks, title companies, government entities) slow to "Holiday Speed". Yes, they are officially open, but don't expect much consistent effort.

These same folks will be calling in January begging for me to send them business. Go figure.

Nov 18, 2013 10:12 PM #3
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Lake Charles LA Century 21 Realtor
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