VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? 


For a VanDyk Mortgage VA Jumbo Loan up to $1.5m,  we require a minimum of a 580 middle credit score.


Yes, that is correct,  we underwrite direct to VA Guidelines with no investor overlays. 


VA Jumbo (aka VA high Balance, VA Super Conforming), loans are affordable alternatives to True Jumbo Financing, as VA Loans allow 100% LTV's up to the county Loan Limit ($636.150 in Bay Area, $636,150K in Nantucket).     


VA Jumbo Loans include all VA Loans that exceed $424K.


For Short Sales, Foreclosures, and Short Sales with late payments,  we offer VA jumbo Loans as soon as 24 months our from the last date of activity (less time if Short Sale was not in default - shorter than 24 months)- call us to confirm your timeline for qualification. 


This is part 12 of our VA FAQ series for Frequently Asked VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA & VA Jumbo Loans, we get plenty of questions and we have the answers for you.   We have been making VA Loans since 1987 and are a Direct Lender offering both VA Loans and VA Jumbo Loans for the Purchase or Refinance of your Primary Home. Please give us a call to get help with your VA Loan or VA Jumbo Loan questions, and see if you qualify for a VA Home Mortgage - 866-900-2342 toll free direct,  or contact us online at   We offer VA Loans, VA Jumbo Loans (aka VA High Balance Loans) for purchase, refinance and VA IRRRL streamline thoughout our service area:  California, Colorado, Georgia, Indiana, Massachusetts, Michigan, Mississippi, Tennessee, Texax, Virginia, Washington and Wyoming.   Give us a call to get started today - 760-752-4480



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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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