One of the major differences between a VA home loan and other loan programs available for home buyers is simple. A VA home loan was earned by your service to our country.
Are you eligible for a VA Home Loan? If you served in the military or are a surviving spouse of a service member you may be. You can easily check the VA Home Loan eligibilty chart to see. Most lenders can get your Certificate of Eligibility (COE) within 24-48 hours electronically.
One of the myths about VA home loans is that they take longer to close than a conventional loan. There are lenders who have a reputation for taking longer to close a VA loan than others but in reality my clients have closed VA loans 21 days after a ratified contract.
One of the best aspects of a VA loan is the option to finance 100% of the purchase price of your home. According to the Veterans Department, 84% of VA buyers choose this option. VA loans can be used to purchase both new construction and resale homes.
If you are searching for a new home and eligible to use a VA home loan give Cindy Jones and CJ Realty Group a call at 703-346-2213. We work with experienced VA lenders who will make sure to get you to closing on time. Searching for a new home in the Northern Virginia area check out www.CallNovaHome with listings updated every 15 minutes from the MLS.
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