Teachers, Police Officers, Fire Fighters, Veterans, first responders, and other community Heroes can save thousands on their mortgage and real estate transaction through the Homes for Heroes Lakewood Colorado program.
The Lakewood Homes for Heroes program is designed to provide a more affordable home purchase or refinance transaction for these heroes, and to honor those who give so much.
The Hero program enables you to save through using a Lakewood Homes for Heroes lender and to save even more by also teaming up with a Homes for Heroes Realtor in Lakewood.
As a Hero lender, we also have a network of affiliates who offer additional discounts on real estate related services and products such as movers, home inspectors, and moving supply companies. Tap into our hero network and you can save our thousands of dollars off your home purchase!
The following categories of heroes are eligible: Teacher Mortgage Loans, Fire Fighter Mortgage Loans, Police Officer Mortgage Loans, Veterans, Active Duty Military, First Responders and Hospital workers, and non-profit employees. Visit the official Homes for Heroes website to find out even more about the program.
Example of savings on a $200,000 home purchase for a Homes for Heroes Lakewood Colorado Transaction:
Total Closing Costs: $4000
Lender Fee Reduction: ($500)
Realtor Discount: ($1400)
Home Inspector Discount: ($100)
Moving Company Discount: ($100)
Total Savings: $2100
Closing costs for Hero: $1900
There are also other programs that can save you even more. We are one of only a few Lakewood Colorado lenders who can offer the Lakewood Home Buyer Tax Credit, or MCC Lakewood. The tax credit allows the hero to take a percentage of their mortgage interest as a tax credit at the end of the year.
A tax credit as opposed to a tax deduction, is a dollar-for-dollar reduction of the home owner's tax liability. On average, we are seeing a savings of $125-$200 per month, and sometimes more, through the tax credit. The savings is good for the life of your loan as long as you are living in the home as your primary residence.
It is rare to find a lender who can offer both the Lakewood Homes for Heroes program and the tax credit. We can provide both programs for you. We also have in-house funding and underwriting, meaning a hassle-free loan process and an on-time closing.
Call RJ Baxter at 303-670-0137 or visit us at www.cohomesandloans.com to find out if you qualify for the Homes for Heroes Lakewood Colorado program and the Lakewood tax credit! Or simply fill out the form below with your questions.
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