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Flipping a Home...

By
Real Estate Agent with The Zimmerman Team/IEC Realty

http://zimmermanteamak.com/flipping-a-home/

There’s nothing more exciting than the prospect of purchasing a smoking deal, putting in a little bit of elbow grease, and flipping it for a significant profit!

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After helping many buyers with this process, I can attest that real estate can be an excellent adventure. With that said, there’s also the possibility of picking a dud and getting oneself mired into a money pit.

I was talking to an investor the other day who said that overall, he’s done excellent with flipping homes, but has definitely had a few lemons that he wished he’d never laid eyes on.

Below are some helpful cautions and tips to make your investment a good experience!

1. Get set up on automatic notification of homes. Receiving updates of not only new listings, but sold/pending sales is key. This helps you to familiarize yourself with the market and what homes are selling for. I can set this up for you with two brackets: one showing how much fixer-uppers in your price range are selling for, and the other showing what “fixed up homes” (the finished product) with similar criteria are going for.

Notification of new homes is crucial for finding the best deal. Usually, if it is a really good deal, there will be other investors eying it, giving a good chance of multiple offers. Getting out there asap is key! You’ll also want to work with an agent who is willing to set up showings on short notice for something that looks like a hot deal. It’s key that both agent and buyer are willing and able to jump on a hot property.

2. Do your homework. During your initial viewing(s), be sure to make a good assessment of the different aspects of the home, and what work will need to be done. This is your preliminary homework. Depending on the outcome of the viewing, it’s good to work up a rough cost estimate, and run through a market analysis of what the home could sell for with your agent.

If this truly is a good deal, you will not want to take long at this stage. Assuming that the preliminary assessment looks good, the next step is to place an offer. It is important to note that you don’t need to do all of your homework upfront! Within the offer are provisions that allow you to further inspect the property, as well as perform any needed testing. Obviously you don’t want to write flippant offers on a property you’re not seriously interested in, but on the other hand you don’t want to make the mistake of trying to do ALL of your homework prior to writing an offer and missing out on a good deal. You’ll have the opportunity to fine-tune your research during the inspection period.

3. Be conservative and allow yourself a buffer. There’s always the unexpected. Don’t be overly optimistic in your projections! Make sure you have enough cushion to handle the unforeseen repairs, delays in work, and any extra time on the market in order to sell.

4. Lean towards conventional properties in conventional areas. Pretty simple concept. The more unconventional the house, the more undesirable the area, the higher chance you’ll be stuck with a bottomless money pit. This is not to say that unconventional aspects can’t be fixed and still make a profit on a case by case basis, but an odd home with an odd layout in an out of the way location is a recipe for a home that will suck more money out of your bank account and then sit on the market.

The ideal fixer upper is one that is mostly structurally sound with a workable layout on a decent lot in a reasonable commuter location, but that has cosmetic issues such as needed cleanup, paint, flooring, new porch, trimwork, etc.

5. Watch out for “lifespan” issues. Older homes with original septic systems, heating systems, roofing, and other features approaching the ends of their lifespans, can either cost you lots of extra money, or discourage potential buyers. If such systems have not been updated, it’s good to plan on potentially replacing them as part of your calculations.

6. Don’t over invest! Make sure that the upgrades you make are really a significant bonus, but that they’re not overkill for the home. While ¾ inch hardwood flooring and solid brass light fixtures might help a lower end home to sell, you probably won’t get your money back out of it. Too often I’ve met with sellers who didn’t get proper advice upfront and want to raise the price of their home way above the market price in order to cover all of their non-typical upgrades!

Hope these pointers have been helpful! Let me know if I can help you find a good investment property and give you the customized service you need!

Tait Zimmerman
“Your home sold in 90 days, or we’ll sell it for free!” 
The Zimmerman Team/IEC Realty 
www.ZimmermanTeamAK.com 
907-373-7744 
800-842-9187

Comments(24)

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William Johnson
Retired - La Jolla, CA
Retired

Hi Tait, This is some great advise for those Buyers out there that want to flip properties. 

Dec 19, 2013 03:19 PM
Sondra Meyer:
EXP Realty, LLC - Corpus Christi, TX
See It. Experience It. Live It.

Tait,

Thanks for sharing the excellent advice.  It's very sad when new investors don't pay attention to Item 6 above.  It's important not to over improve a property. 

Dec 19, 2013 09:01 PM
Bill and MaryAnn Wagner
Wagner Real Estate Group - Ocean City, NJ
Jersey Shore and South Jersey Real Estate

Tait,

Excellent advice for prospective flippers. Too often they don't take sound advice from an experienced agent and lose money as a result.

Dec 19, 2013 09:14 PM
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Tait, excellent points for buyers looking to flip a home. It is also good to work with an experienced agent.

Dec 19, 2013 09:30 PM
Juan Jimenez
A House on a Rock Home Inspections LLC - Richmond, VA
The Richmond Home Inspector

Tait, great point on number 5.  These are the things that really get them in the long run.

Dec 19, 2013 10:07 PM
Suzanne Otto
Six Twenty Designs - Lansdale, PA
Your Montgomery County PA home stager

Excellent tips for a flipper to live by. I think budget always gets them. There almost always seems to be some issue that breaks the budget.

Dec 19, 2013 10:23 PM
Shanna Hall
Real Estate Solutions - Kirkwood, MO
I love selling houses!!!St. Louis, MO 314-703-1311

Tait- Welcome to Active Rain!!!  Great blog!  I bookmarked it to share with people that are new in flipping!

Dec 19, 2013 10:48 PM
Aaron Hofmann
Atlanta Communities - Smyrna, GA
aka Mr. Smyrna Vinings

Excellent tips for those looking to invest in real estate. Always build in some buffer for repairs costing more, vacancy rate, etc.

Dec 19, 2013 11:18 PM
Alyse "Aly" Sands
AGORA Realty - Nashville, TN
It's Good To Be Home

Tait, all great info to provide to investors.

Andres, I don't want to work with new investors because they are very high maintenance.  They think that they're experts because they watch HGTV or have read to do this on the Internet. 

 

The bottom line is that,  if the buyer thinks he knows more than me,  I'm onto the next client who respects my knowledge and experience.  Unless you need the experience (which is the best learning tool for a new agent), if he doesn't take your advice,  dump him and move on because he will waste an awful lot more of your time. You don't need to relearn what you already know just to prove it to the buyer. 

Dec 20, 2013 12:09 AM
Alyse "Aly" Sands
AGORA Realty - Nashville, TN
It's Good To Be Home

Tait, this is out of context but I'm curious if you have disclaimers for your tag line, “Your home sold in 90 days, or we’ll sell it for free" and what they are. Thanks. 

Dec 20, 2013 12:18 AM
Mike Frazier
Carousel Realty of Dyer County - Dyersburg, TN
Northwest Tennessee Realtor

Tait, I would also add the advice not to purchase a foreclosure on the courthouse steps with the people still living there. I made that mistake and learned the hard way.

Dec 20, 2013 01:39 AM
Marte Cliff
Marte Cliff Copywriting - Priest River, ID
Your real estate writer

Tait - Great advice. Move quickly, but with care! One of the biggest mistakes I've seen people make is to over-improve for the neighborhood. They simply don't get their money back.

Dec 20, 2013 03:37 AM
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

I think flipping is a tough business and you can make money, but you have to be able to take a loss on occasion.  Great post.

Dec 20, 2013 03:58 AM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

The Flipping topic is cropping up everywhere I look ... the news, internet, social media, and real estate reports!  So your info and advice is definitely timely.  Best to be educated, cautious, perhaps a little conservative, and have a professional at your beck-n-call ...

Congratulations on the Feature ... hope to read more of you in the future ...

Gene

Dec 20, 2013 05:05 AM
Keith Whited
RE/MAX Gateway - Alexandria, VA

Flipping is fun and can be a very profitable 'sideline' but it's not necessarily for the faint of heart. I've 'done well' on quite a few occassions but I've also come out of a couple of deals 'Well Done'!

Dec 20, 2013 03:54 PM
Beatrice M. Stambulski
COMPASS - Sherman Oaks, CA
Sherman Oaks Real Estate

Yes, flipping is not for the faint at heart. One needs the necessary funds above the original cost estimation in the event something unexpected comes up when you get into the work ( many times that  came up), have a plan of action, work with qualified  subcontractors and workers who have proven experience in such type of work to ensure city inspectors' approval and issuance of certificate of occupancy.

Over the past 5 years I've assisted a couple of investors flip over 20 properties in the mid price range, in San Fernando Valley neighborhoods in Southern Calif.,  with outstanding results only because they knew what they were doing, and listened to my advice. From my initial work on how the offer should be presented, what type of improvements they should embark on to pricing, staging and marketing. Currently due to the price increases and scarcity of inventory is not as easy to land the right property in the multiple offers bids in the mid range so they have moved up in the million dollar flips. I'm hopeful they'll continue to be successful. 

It's been an eye opener and have learned a lot working with this type of clients.

Great experience.

Dec 21, 2013 07:12 AM
Patricia Kennedy
RLAH@properties - Washington, DC
Home in the Capital

Hi, Tait  I included this post in today's Last Week's Favorites.  Enjoy the rest of your weekend, and stay warm!

Dec 22, 2013 12:24 AM
Cindy Jones
Integrity Real Estate Group - Woodbridge, VA
Pentagon, Fort Belvoir & Quantico Real Estate News

Flipping done right is wondeful but so many times I walk into a flip and wonder "what were they thinking?"

Dec 22, 2013 12:56 AM
Joy Daniels
Joy Daniels Real Estate Group, Ltd. - Harrisburg, PA

Thanks to Jordon Wheeler I am visiting your post.  you did a great service to investors with your post!  Welcome to Active Rain!

Dec 22, 2013 04:38 AM
S W
Centerville, KS

Lots of great tips here for investors. I am currently working on a flip myself and I can attest that all these pointers are true. The small items that most people really dont think of initially on these projects are what really will add up over time and must be accounted for upfront. Great post!

Dec 30, 2013 02:09 AM