New Max FHA Loan Amount for Houston Area is $295,550 starting in 2014

Mortgage and Lending with - Legend Lending NMLS #293883


Great news, the new max FHA loan amount for the Houston, Texas area is now $295,550.  This is for 1 unit properties, so regular homes.  The Houston Area consists of Harris, Fort Bend, Montgomery, Galveston, Brazoria, Wealler, Liverty and Chambers County.  This is a large increase from the previous max FHA loan amount of $272,550.  This change goes into effect Jan 1st and is for all loans that have a new FHA case number of Jan 1st or later.    So all loans started after that date are able to get the new max loan amount.  For a while it just seems like the mortgage lending rules have gotten harder band harder, so this is a great change going into 2014.  To find out the specific max loan amount for your area check out HUD’s website: FHA Loan Amounts.  Thou keep in mind the website may not show the new max loan amount until after Jan 1st. 


Let’s have a Great Lending Year in 2014!!


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David Krichmar 

Mortgage Banker NMLS#293883 

Legend Home Lending

LLC NMLS #229421

Has Written For Realtor Magazine, Houston Agent Magazine, Scotsman Mortgage Guide

Appeared On Fox Business


Named 5 Star Mortgage Professional 2013, 2014, 2015, 2016, 2017

Named Top Mortgage Professional 2010,2011


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If you are looking for a FHA, VA, USDA, Homepath, Conventional, Jumbo, Construction, FHA 203k mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, Richmond, Bellaire, West University, The Woodlands, Kingwood, Friendswood, Clear Lake, Galveston, Fulshear, Tomball, Spring, Conroe, Montgomery County or anywhere in Texas I am your GUY!  


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Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Rosie Moore 12/19/2013 01:03 PM
Mortgage / Finance
Texas Harris County Houston
Realtors Needing the services of the Lending Powers
The FHA Mortgage Group
Lenders & Realtors with a CONSCIENCE
FHA 203-k and FHA 203-k Streamline Loan Group
sugar land
max loan amount

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Rosie Moore
Serving Sugar Land, Richmond, Rosenberg, Missouri City - Sugar Land, TX

This is fantastic news! I wonder how frequently FHA changes its maximum loan limits.

Dec 19, 2013 12:59 PM #1
David Krichmar - Legend Lending - Sugar Land, TX

Great question, not very often. Also the last adjustment was very small. 

Dec 20, 2013 12:28 AM #2
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