This evening I will do my usual New Years eve reflecting back. One of the things I notice, is how I still think I am 20 years younger than I really am. I think back to how my college age kids where grade schoolers only yesterday.
I think of my former career (auto collision repair) and how fast I was, and money grew on trees! If you didn't know it, those guys are paid on piece work too, all or nothing.
Of course I look at the deals that got away last year and what could I do different. I'm not going to share that part. So why is it always later than we think?