I have been a respected lender within the Sauk Valley area since 1998. I am mainly a correspondent lender for US Bank, but I also have other resources. My specialty is in first time home-buyers. Sometimes it takes creative solutions and knowledge to put a challenging transaction together. My borrowers know that I am available 24 hours a day if they have questions. Many times, borrowers find they have more questions as their transaction progresses. I find that if my borrowers are able to get answers to these questions in a timely manner, their stress level is kept to a minimum.
There are many lenders out there, but it is those lenders that are willing to listen to the borrower's needs, and earn their respect, that help them choose from all the mortgage products now available.
My greatest satisfaction comes from having a past client refer someone to me or return themselves. I know that I have gained their trust and that they know that I will give their situation the attention it deserves.
Areas of Expertise
FHA/VA purchase and refinance transactions
Conventional Loans - purchase and refinance up to 40 years, no down payment, no private mortgage insurance
New Construction - portfolio and simultaneous single close construction loans ( able to lock rate prior to construction )
Investment property - portfolio loans for remodeling and flipping
Please feel free to contact me.
firstname.lastname@example.org or 815-535-1076