Complete California FHA Loan Limits for 2014

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Complete California FHA Loan Limits for 2014

FHA has released the FHA Loan Limits for California Counties.   Many counties have a lower FHA Loan Limit in 2014, as congressional mandate has returned the cap in high cost counties to the "Permanent High Cost Loan Limit" of $625,500. This FHA Loan Limit  cap was established in the HERA bill several years ago, and were meant to curb FHA (and Conventional Lending), and reduce exposure to risk for these agencies.

Bay Area counties San Francisco, Marin, San Mateo, Contra Costa and Alameda top the FHA Single Family Loan Limits for 3.5% down FHA loans at $625,500.  El Dorado, Placer, Sacramento, and Yolo counties are at $474,950, San Diego County is now at $546,250 for the 2014 FHA Loans, and Santa Barbara, Santa Clara, Santa Cruz, and LA/OC counties are at $662,500 for 2014 as well.

Go here for  Complete California FHA Loan Limits for 2014.

Please give us a call at 866-900-2342 toll free direct to discuss your FHA and FHA Jumbo Loan questions, or to get started towards your FHA Purchase or Refinance.


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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