Where to Obtain Your Truly Free Credit Report

By
Real Estate Agent with Cedar Rapids/Iowa City, IA KW Legacy Group S44645
https://activerain.com/droplet/49RW

This week, Nathan Seyfer gives us relevant information about where we can obtain an acccurage credit report.  After the Target breach, thousands were affected and many more may have been affected and don't know it yet.  In effect, we have all become, well, for lack of a better term "targets" for identity theft! (Pardon the pun)  In Target's defense, they did the best they could to notify people as soon as they knew and they are now offering free credit protection.  Click here for more information about that as well.

 

people standing holding targets over their faces

Don't wait until it is too late!  When you go to apply for a car loan or a home loan, an identity thief can destroy your good credit that you have worked so hard to build.  Thank you Nathan for providing such timely information!

 

Keep smiling!

 

Karen

______________________________________________________________________________________________

In light of the Target security breach, I thought this might be a useful tidbit: 

 

Where to Obtain Your Truly Free Credit Report

 

The only truly free way to obtain your credit report/credit file is to request it at: www.annualcreditreport.com

 

It is a service provided by Equifax/Experian/TransUnion for consumers to review and monitor their credit files. You can request a copy from each repository annually to check for any changes and ensure the information is accurate.

 

If a tradeline appears that is inaccurate you can start a dispute right on the site and the bureau will investigate and update accordingly. If an inaccuracy appears on one bureau, you would then want to review the other two to ensure it is accurate on those as well.

 

If you are interested in starting a search for a new home in 2014 or if you are interested in refinancing your existing home, please give me a call!

 

 

Kind regards,

Nathan

 

Nathan Seyfer

Mortgage Loan Officer

UICCU Mortgage

411 1st Ave SE Ste 100

Cedar Rapids, IA 52401

(319) 378-5508 Office

(319) 331-6770 Cell

(319) 362-1106 Direct Fax

nseyfer@uiccumortgage.com

NMLS #477977

 

Apply online @ www.nathanseyfer.com

 

Loan Assistants:

Beth Hora:  319-730-0684 | bhora@uiccumortgage.com

Lorraine Melsha: 319-730-0683 | lmelsha@uiccumortgage.com

 

Your Community. Your Credit Union.

 

 

Posted by

 

Karen Feltman, REALTOR®, ABR, AHS, CHMS,                                                                      CNE,CRS, e-Pro, green, GRI, SRES, TRC

Keller Williams Legacy Group

4850 Armar Drive SE Ste B

Cedar Rapids, Iowa 52403

Email: karenfeltman@gmail.com

Mobile  319-521-0701

www.KarenFeltman.com

Licensed in the State of Iowa

© 2010-2018 by Karen Feltman, Cedar Rapids/Iowa City Relocation Specialist 

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Topic:
Lending / Financial
Location:
Iowa Linn County Cedar Rapids
Groups:
Active Rain Newbies
Realtors®
1st Time Buyers
Iowa Real Estate
Addicted to Active Rain
Tags:
credit report
mortgages
free credit report
preparing to buy a home
preparing to apply for a mortgage
cedar rapids lending
uiccu

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