Can I Buy a House if I'm not an American Citizen?

Reblogger Catherine Robles
Real Estate Broker/Owner with American Lighthouse Estates, Inc. BRE #01720942

I've been asked this questions a number of times by interested buyers that were not U.S. citizens, "Can I Buy a House if I'm not an American Citizen."  

Allen Sanchez answers that question for them in this great blog below.  He provides some requirements for non-citizens to buy home with a home loan.  If the buyer is paying cash, there are really no restrictions! 

I had to share since it answered my questions! Thank you Allen!

Original content by Allan Sanchez Broker DRE#01247876

Can I Buy a House if I'm not an American Citizen?  Can I Buy a House if I'm not an American Citizen?

Last week, two different people approached me with the same questions:  Can I buy a house, I'm not an American citizen? 

As a real estate broker for the last 15 years, I've sold quite a few homes to non-US citizens like this El Dorado Hills home bought by Canadians, so I knew it could be done.  If a non-American citizen is buying a home with CASH, there are really no restrictions.  With home loans, there are some stipulations, so I reached out to one of my most trusted mortgage lenders, Eric Teply, for the latest requirements for non-citizens to buy a home with a home loan:

  • Non-citizens can get a FHA or Conventional home loan (VA not available). 
  • Eligible borrowers include Permanent Resident Aliens, and Non-Permanent Resident Aliens.
  • All borrowers must have a valid social security number.
  • Non-Permanent Resident Aliens, must submit proof of a valid VISA.
  • Foreign Nationals, borrowers with diplomatic immunity, and those without a valid social security number are ineligible for a FHA or Conventional home loan. 

If you are not an American citizen, you can absolutely buy a home.  If you have questions about your specific situation, give Eric Teply or me a call!  Allan Sanchez - Sacramento Area Real Estate Agent: 916-205-2265.

Can I Buy a House if I'm not an American Citizen?

Keller Williams Realty-Roseville

916.205.2265

www.AllansHomes.com

AllansHomes QR Code

*Allan Sanchez is a licensed real estate salesperson in the state of California and does not give legal or tax advice regarding short sales and other real estate sales.  Please consult a real estate attorney or CPA for any legal or tax questions.

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Catherine Robles

Lighting the Way to the American Dream
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