Can I Buy a House if I'm not an American Citizen?

Reblogger Catherine Robles
Real Estate Broker/Owner with American Lighthouse Estates, Inc. BRE #01720942

I've been asked this questions a number of times by interested buyers that were not U.S. citizens, "Can I Buy a House if I'm not an American Citizen."  

Allen Sanchez answers that question for them in this great blog below.  He provides some requirements for non-citizens to buy home with a home loan.  If the buyer is paying cash, there are really no restrictions! 

I had to share since it answered my questions! Thank you Allen!

Original content by Allan Sanchez Broker DRE#01247876

Can I Buy a House if I'm not an American Citizen?  Can I Buy a House if I'm not an American Citizen?

Last week, two different people approached me with the same questions:  Can I buy a house, I'm not an American citizen? 

As a real estate broker for the last 15 years, I've sold quite a few homes to non-US citizens like this El Dorado Hills home bought by Canadians, so I knew it could be done.  If a non-American citizen is buying a home with CASH, there are really no restrictions.  With home loans, there are some stipulations, so I reached out to one of my most trusted mortgage lenders, Eric Teply, for the latest requirements for non-citizens to buy a home with a home loan:

  • Non-citizens can get a FHA or Conventional home loan (VA not available). 
  • Eligible borrowers include Permanent Resident Aliens, and Non-Permanent Resident Aliens.
  • All borrowers must have a valid social security number.
  • Non-Permanent Resident Aliens, must submit proof of a valid VISA.
  • Foreign Nationals, borrowers with diplomatic immunity, and those without a valid social security number are ineligible for a FHA or Conventional home loan. 

If you are not an American citizen, you can absolutely buy a home.  If you have questions about your specific situation, give Eric Teply or me a call!  Allan Sanchez - Sacramento Area Real Estate Agent: 916-205-2265.

Can I Buy a House if I'm not an American Citizen?

Keller Williams Realty-Roseville


AllansHomes QR Code

*Allan Sanchez is a licensed real estate salesperson in the state of California and does not give legal or tax advice regarding short sales and other real estate sales.  Please consult a real estate attorney or CPA for any legal or tax questions.


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Home Buying
cash buyers
non citizens
can i buy a home if im not a us citizen
can i get a home loan if im not a citizen

Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Catherine Robles

Lighting the Way to the American Dream
Ask me a question

Additional Information