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Should I do a Short Sale on my home?

Real Estate Broker/Owner with South Beaches Real Estate Professionals BK 652174

Should I do a Short Sale on my home?

This is probably the toughest decision you ever have to make. You are worried, you do not know what to do, you have hoped that the situation will somehow change but it didn't. You are scared because you do not know what to do and what to expect....... All these thoughts are going through your mind right now and it feels like you are constantly carrying a 50 pound bag around with you.

Manny and I have done a lot of Short Sales for home owners here in the St. Petersburg area over the last few years and we know how you feel. BUT we also know who you feel once the decision is made and the process is started.

Give me a call today 727 410 7777 and I will sit down with you and explain the Short Sale process to you and answer all your questions. Trust me this will help you tremendously and after our conversation it will be much easier to make a decision.

You are upside down on your house or condo, your partner has lost his job and no new employment in sight? You have exhausted your savings and maxed out the credit cards to make payments? You have health problems and just can't make the money you used to make? You are in a divorce situation and everything will change in your life? You need to move up north to help out your parents? You are afraid the new flood insurance bill will be way too high?  It’s time to make one of the hardest decisions to sell your home or condo as a Short Sale.

The sooner you are facing it heads on, the sooner you will be able to get this chapter out of your life and behind you.

There is a lot of helpful information on various websites. To gather all this information and to make sense out of it, might be a bit overwhelming. The first rule in a Short Sale situation  is "don't get frustrated"

Same rule applies for dealing with your bank. Perhaps you already reached out to your bank and applied for a loan modification.  If you don’t qualify, let them know that you can’t make the mortgage payment any longer on your home or condo and that you have to sell the house and it looks like a Short Sale.

The Lenders will tell you, to hire a Short Sale Realtor, in order to list the home as soon as possible. It is really important, to select the right Agent. Someone, who will be straight forward with you, and has knowledge of the Short Sale process


Here is a letter/ testimonial that we got from one of our short sale sellers. 

I am writing this with hopes that you will find it useful in choosing South Beaches Real Estate Professionals when buying or selling your house.   They recently completed a short sale of my primary residence in Pinellas County and the whole process was handled with professionalism, promptness and expertise beyond my expectations.  

As a first time homeowner who now needed to sell my house quickly due to a job transfer,   I had no previous experience in handling and negotiating the myriad of decisions and legalities involved.    Despite the endless amount of information available via the Internet and much time spent to become more knowledgeable  with what I needed to do and understand to sell my house,  I found it overwhelming;  there was too much information and I did not know who and what to trust for competent guidance.  It was clearly a buyers market and I had no idea how to make my house sell quickly when there were so many others also for sell. 

Fortunately,  I followed my instincts and contacted  South Beaches Real Estate Professionals after visiting their website.

 From our first phone contact and subsequent meetings,  both Anne Hensel and Manuela Baginski, were punctual, thorough, excellent communicators who answered all my questions, explained the p clearly, and treated me with individual attention.   Although they were other  countless properties also for sell  that were well above my  price range,  they both regarded me with the same level of respect and kindness that clients with million dollar properties are shown.   They always responded quickly to any questions I had and always kept me informed on where we were in the whole  process from the initial first offer through the closing date.  Knowing  at all times where we were in the negotiating process with the buyer and bank was key to easing my concerns with the pressure of relocating to another area and job transfer taking a lot of my time and attention.

As a result of their dedication and professionalism, a buyer with an acceptable offer was found  in a matter of days.

I was able to relocate to my new work location and not worry about having to sell my house.  They took the stress and pressure off of me and I could adjust to my new surroundings. 

Other than telling them what my needs were and providing required documents,  I had nothing else to do;  no endless phone calls and voice mails,  no confusing form letters from the bank.    I had complete faith in South Beaches Real Estate Professionals from the very beginning and they never disappointed or misled me.  

They kept their word, always did exactly what they promised and showed much care and sensitivity to my needs and concerns.   How often can you say that about the people you deal with every day?

Whether you are a buyer or seller,  save  your valuable time and money, by contacting South Beaches Real Estate Professionals to discuss your real estate needs.  You'll be treated with a level of expertise and individual attention that is rarely found in today's world.

Regards, Frances!


Please give a quick call 727 410 7777 with any questions you might have.

When you list your property as a Short Sale with us, you are not alone. We will walk you through the short sale process step by step and we are always here for you to listen, give you feed back, bounce ideas around and give you helpful tips.

Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Anne, there are times you do have to face it, and call the professional to get the details!

Mar 25, 2014 10:32 PM
Robert Bob Gilbert
Berkshire Hathaway HomeServices Anderson Properties - Katy, TX
Your Katy TX ( West of Houston) Real Estate Expert

Anne, Wow.. great letter from a very happy client  you folks assisted who was in a difficult home situation and id not know what to do. Short Sales take exopertise and you have this expertise based on what I have red.Keep up the great work. 

Mar 28, 2014 06:25 AM
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Hi Anne, that is a great testimonial and I know you have added it to your website.  Definitely hard times for some home owners and they would be smart to call South Beaches Real Estate Professionals.

Mar 29, 2014 06:19 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hi Anne - your empathy and care shines in this post.  You have a reassuring manner that I'm sure makes your clients feel comfortable despite their situation.  

Mar 29, 2014 05:29 PM
Debbie Walsh
SHAHAR Management - Middletown, NY
Hudson Valley NY Real Estate 845.283-3036

Anne lots of great information and such a nice testimonial!  Sellers needing a short sale should always be working with an experienced short sale realtor.

Apr 06, 2014 06:04 AM
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-739-3843

Anne, that testimonial spoke VOLUMES. This whole process is SO painful! I think the way that you approach it is honest, forthright and you don't hold back on saying that it will be difficult, BUT they have someone who will hold their hands and teach them through the whole process.


Apr 06, 2014 12:24 PM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Anyone thinking of short selling their home in your area should hire you to be their agnet.

Apr 06, 2014 08:56 PM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

A wonderful testimonial, Anne. It is important to go over the process; it tales some of the anxiety away.

Apr 07, 2014 07:30 AM
Gary L. Waters Broker Associate, Bucci Realty
Bucci Realty, Inc. - Melbourne, FL
Eighteen Years Experience in Brevard County

I have seen what happens to folks when the finances dwindle and hope is fading quickly. And a short sale that eventually changed their lives.

Apr 07, 2014 11:45 PM
Ron Aguilar
Gateway Mortgage Group - Saint George, UT
Mortgage & Real Estate Advisor since 1995

Anne, nice post. Thanks

Apr 08, 2014 12:02 AM
Chris B Johnson REALTOR®
Allison James Elite - Moorpark, CA
5 Star Rated REALTOR® Quality, Not Quantity

Nice Testimonial! When you have systems in place, and know what you are doing, the Short Sale process can almost be painless.

Apr 08, 2014 01:19 AM
Ric Mills
Keller Williams Southern Az - Tucson, AZ
Integrity, Honesty, and Vast Real Estate Knowledge

Very nice post.  Our Team also does short sales to help clients.  For the last 5 years we have helped over a 100 clients get the results they desire.  It is very true that you need to carefully select your Realtor.  Not all Realtors can and do short sales or do them sucesfully.

Apr 08, 2014 02:14 AM
Ed Silva, 203-206-0754
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

People in that situation are so confused and frightened. That letter says a lot to the way you handled that person's sale and got them through the short sale of their Pinerllas County short sale.  Well done

Apr 08, 2014 02:34 AM
Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Hope you stayed indoors this morning with all of the rain we had.

Apr 08, 2014 02:59 AM
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

Well said.  I think often when people make the decision and have a plan they feel so much better and move on.

Apr 08, 2014 05:12 AM
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate

Hi Ann,
Great post.  Anyone thinking of doing a short sale in St. Petersburg would be wise to contact you.

Apr 08, 2014 05:22 AM
Jane Peters
Home Jane Realty - Los Angeles, CA
Los Angeles real estate concierge services

If a homeowner does decide that a short sale is the way to go, the first thing they need to do is hire a short sale agent to ensure that the process goes through to completion. Without the experience so much can fall through the cracks.

Apr 09, 2014 05:38 AM
Carla Freund
Keller Williams Preferred Realty - Raleigh, NC
NC Real Estate Transition & Relocation 919-602-848

Anne - Great information about Short Sales. Many people still don't understand short sales.

Apr 10, 2014 11:24 PM
Katerina Gasset
The Gasset Group & Get It Done For Me Virtual Services - Provo, UT
Amplify Your Real Estate & Life Dreams!

Good Morning Anne! What a very impressive blog. Wishing you all the best Treasure Island Short Sale agents. Have a great day. Cheers!

Apr 24, 2014 10:08 PM
Michelle Gibson
Hansen Real Estate Group Inc. - Wellington, FL

Anne - This is definitely a tough decision for homeowners and if they decide to short sale their home they must hire an experienced short sale agent.

Jun 13, 2014 11:36 PM