USDA Loans are no money down 30 year fixed rate mortgage otherwise knows as a Rural Development Loans.
In Calvert County your household income must be below $101,000 for 1-4 people living in the household and 133,300 for 5-8 people living in the household.
Currently ALL of the houses in Calvert County are eligible for a USDA loan. There is no loan limit however the income limit will establish how much money you can borrow for a mortgage.
The house must be your primary residance and typically you cant own another home especially nearby. The credit requirements are very flexable compared to Conventional and rates are comparable to FHA and VA.