VA home Loans Carlsbad - Carlsbad VA home loans
We recently hosted a VA training class and our purpose was to help real estate agents understand the VA loan process. In the last few years we've seen sellers and listing agents shy away from VA buyers. The agents often told me the process takes too long and they would need to make unnecessary repairs. This is not the case! A VA loan can close as quick as a conventional loan.
Our Active Duty and Veterans have defended our country and in return they're entitled to a housing benefit, called the VA loan. This loan can be acquired with little to no cash from our Veteran. There is no mortgage insurance and the rates are comparable to conventional. The Veteran can pay expenses and yes there are some non allowed costs. In the case of non-allowables the lender, Realtor, or seller can pay them on the behalf of the Veteran.
It's important for Veterans to seek out agents and loan officers that specialize in the VA process. Having a strong advocate on your side will get your offer accepted in less time and fewer hassles! I know there are organizations and Realtors dedicating a percentage of commission to thank Veterans for their service. We're here to serve you and we appreciate all you've done to serve us. I work as a Mortgage Originator with First Choice Bank and I would like the opportunity to help Veterans achieve the home ownership they deserve!