New homes are covered by the builder's warranty, which is very comprehensive and covers the structure from top to bottom.
However, if you are purchasing a pre-owned home, we recommend buying a home warranty plan, offered by the likes of Old Republic, American Home Shield or 2-10.
Starting at about $400 a year, new homeowners can have limited protection for all sorts of problems which could arise at your home, from electrical and plumbing issues to appliance breakdowns. And coverage does not have to coincide with the purchase.
Home sellers can utilize the plans during the listing period. I have used these warranties through the years, both as Realtor and homeowner, and have found them to be most helpful.
For more information, visit my website at www.explorebeaufortrealestate.com, and email me.