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VA Mortgage Loans in Dublin California | Alameda County

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Mortgage and Lending with EstaR Mortgage NMLS #241125

 VA Mortgage Loans in Dublin California and 100% Alameda County VA Loans - the best loan program in California! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs.

 

How do you know if you qualify for a VA Mortgage Loan in Dublin California?

First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Dublin California VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. You will need your DD214 if you are discharged. Next, you must get pre-approved with an experienced VA lender. It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs. Call us now for more information.

The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Dublin California VA Office Website or in person.

It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Dublin California and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/.

 

 

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